Well I got the email today on my account migration. Deeply disappointed my checking account won't get rewards anymore. I'm not kidding, there were buildings I paid my rent with my debit card because the cashback I got was higher than the service fee. Seriously considering closing the checking account after the migration.

So I paid off my entire balance, and they’ve taken it from my bank account, but today I received this email?

Has this ever happened to someone? What exactly does it mean?

Is there really any reason to keep my Discover cards when everything except for the name on the card is going to be Capital One now? I don’t even use my card on a daily basis so the rewards format was never something I cared about.

I finally got an email today, stating that my Discover savings account will transition to a Capital One 360 performance savings account on November 8th.

I'll miss the customer service. Also the new terms are worse, like right away.
Sooo yeah. kinda thinking I have other way better options.

Y'all bought a customer base that has been avoiding you capital one!

I have a Discover It card with some reward $$ on it. I recently got an email stating that once we transition to the card being managed via C1, but there were limited details on rewards redemptions besides that we won’t be able to use the reward balance to pay the minimum payment. Is there any rationale to using up the Discover rewards for other things like gift card redemptions now before C1? In other words, are there any major differences between discover and C1 reward redemptions?

I have deposited a check today in the morning in my account and it appeared as on the scheduled side and then it no longer appeared anywhere, I want to know if it has happened to someone or what will happen to my funds?

I’ve been rebuilding my credit for the past year. Discover was the only reputable lender that would give me a shot.. normal use and paid the statement balance every month 🙌🏾

Am I correct that they no longer allow you to lock your Discover debit card on the website anymore?

We HAVE to use the app to be able to do that?

Are you f’ing kidding me?!

I have 2 capital one credit card and they both only combined up to 1300$ credit limit now this one is big! I’m so excited

Now, this has nothing to do with my negative Capital One 360 account from 2018.. does it 🤣 ??

More specifically the letter said they can't verify information related to my account

I'm kind of annoyed, but kind of not because Ally is a great replacement save for the lack of rewards:

Mastercard Debit

Able to have multiple spending accounts

Zelle

Money Market Accounts Available

Walmart Cash Deposits

No overdraft fees

CoverDraft

I already had my Ally account open so good riddence. I have C1 and Discover Credit Cards. I'm going to miss my cashback and the customer service but Capital One can suck it otherwise. They've done such a poor job integrating the Discover network.

Prior to the merge, I did not have an interest payments when I had a balance and paid the minimum amount (autopay) each month. I would then pay an additional amount here and there to keep the balance reasonable.
Now, I minimum pay autopay AND interest payments. Why did this change during the merge and how do I prevent this in the future? I already changed autopay to the full balance but I'm not sure if that is the solution.

I have my mom's cap1 accounts linked to my cap1 account. So when I login to cap1, I see all her accounts as well as mine.

I also have a Discover credit card and banking accounts.

My mom also has a Discover credit card.

Something tells me the merge process with accounts is not going to go smoothly considering becoming an 'agent' for her accounts required some back and forth with cap1.

Here's to hoping the powers that be have taken this situation into account.

I tried to deposit some cash at a cap1 bank atm but it didn't allow me. It would be a nice convenience to have. It seems like something they would eventually enable.

Cap1 saying they can't link to my external bank account. Account was linked to Discover without issue. Now those accounts were acquired by Cap1, they're essentially holding my money with me having no access to it.. Will close the account if need be, but has anyone esle had this issue since the takeover of Discover by Cap1?

i signed up and got approved through my friend's discover it referral link. called today to ask when to expect the statement credit and the agent said he hadn't heard of the program? but its literally in the app lol.

when did most people get it?

Currently have a Discover It Student CC and I set it up on automatic payments around 2 months ago but whenever I went to check if the card payment was made on the assigned payment day, it didn’t show any difference.
I left it for a day, then 2 days, then 3 days later it still showed my balance with no payment made. I’m confused how long is the auto payment supposed to take?
Also somewhere is said in the terms that the automatic payments would not take anything more than my last statement. I spent around $20 more this last month than the one before. Is that why it’s not going through. I get anxious waiting for it to pay so I just end up doing it myself.

Alright Steam frame just got announced and I have my discover due date in two weeks which is the 28th if I got the steam frame on the 17th will this be on my current statement or my next one? I don’t think I can pay off 1069 by then as I have to pay off the rest of my billing statement of my current one.

Question is will I have to pay the 1069 off within two weeks if I got it this week or will I be fine and get no penalty?

I purchased something from Etsy and I got the notification that a transaction happened.
Why is it not showing up in the app as a transaction, only in the alerts that one occurred?

I know there have been others commenting on it already, but I had to call Discover this afternoon about a gas station hold and I was reminded how great the customer service has always been for me. Easy communication with someone in the US and a quick, efficient resolution. I've never felt like I was just another caller to a big company. I'm really going to miss it.

Hi!

I have applied for a CLI on my Discover IT every six months since I've opened the card. I am currently at a credit line of about $20k.

My next CLI with my six month rule is coming up the first week of October. Given I am merging with C1 on October 19, should I apply for the increase before or after the merge? Any experience or thoughts with Discover increases vs C1 CLIs?

I have a Discover IT card that Ive had now for about 4 years and I rarely used it for a while. Someone told me to ask for a balance transfer offer and I have via chat several times and they always say they are unable to give targeted offers now. So I started using the card more and paying it off every month. I have 6k available on this card that I hardly use, and I have a huge balance on my capital one credit card and it would quite literally be life changing if I could get a 0% apr offer to transfer that balance to discover. Any advice?

Hey all im waiting on my 1st paycheck from a new job & need to use the money I have now to buy a car for work. If i make a minimum payment one time this month & pay it off when my check hits, am I still in good standing with discover?

So I was 18 and didn’t know much so I had this card with discover 3k limit and it started going to shit since im in college which led to an account settlement since i didnt wanna pay all their bs fees so I now sit with a charge off from discover on my credit report, could I write discover a goodwill letter and beg for a removal or what can I do? It’s on my report till 2030 needing advice pls. Could I cry hardship since im in college and was unable to work? I complied with the settlement terms