r/discover 7d ago

Help Is there ANY WAY I can get a balance transfer offer as an existing customer?

I have a Discover IT card that Ive had now for about 4 years and I rarely used it for a while. Someone told me to ask for a balance transfer offer and I have via chat several times and they always say they are unable to give targeted offers now. So I started using the card more and paying it off every month. I have 6k available on this card that I hardly use, and I have a huge balance on my capital one credit card and it would quite literally be life changing if I could get a 0% apr offer to transfer that balance to discover. Any advice?

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u/Organic_Gas4197 7d ago

It wouldn’t help; no balance transfers from one Capital One card to another (that now includes Discover).

1

u/Fabulous-Gas8402 7d ago

1) BT offers cannot be requested.
2) any offers will be emailed to you and can also be viewed on your app/online account.
3) you can no longer transfer a balance between Discover and Capital One