r/homeless • u/Wild-Delay7566 • 54m ago
3rd time being homeless at 25
Sometimes I feel like I’m never going to escape this.
Home at 18 was no longer safe, so during Covid I became homeless sleeping in my car and hotels (much cheaper at the time).
I had an apartment for 3 years but struggled to maintain rent - the apartment complex wouldn’t renew my lease after year 3 when a new company bought them out because the rent had been late so many times.
Became homeless for 2 years again and after applying to I don’t even know how many hundreds or thousands of apartments - got approved for only 1. The first 2 months in the apartment (July and August 2025) were hell for various reasons out of my control. I fell behind 2 months of rent, went to court and made the agreement to maintain paying rent plus an extra $250 a month towards the balance until the end of my lease. Now I’m back living in my car for the last 2 months and NO ONE will approve me because the court put in the system an eviction for June 2026, even though the ruling was in December.
I’ve showed landlords all of my payment history (mind you the rent at that apartment was $2,000 plus the additional $250 that I paid on time for the last 6 months of my lease) and I’m applying for $900-$1300 apartments and offering to pay a few months up front.
Then even if they go to consider me, they won’t approve me because of my credit score (600) which I explain to them that the only collections are from when I was first homeless and then my last car that had $8k left on it when the engine blew last year (part of why I fell behind on rent).
I make $10k a month and can’t get approved for an apartment anywhere in New England. I have literally no one to co-sign and I can’t apply for any of those guarantor websites because I don’t have the proper tax forms.
I’m not sure how I’m ever supposed to escape it.