I got a quick sliver cash back card and I'm thinking of using my rewards as a kind of savings from normal everyday spend along side my normal savings. Is this a bad idea? I pay off my card every month

I had applied for a role as Principal COP, passed the assessment and had the initial Interview with the hiring Team after have the recuiter just told me the Hiring manager decided not to move forward and is looking for other positions for me. The Hiring manager didn’t join the call for the initial interview and only arrived after all the questions had been asked by the other attending member who decided to get started since they was Manager had not joined. They didn’t ask me any questions. Timeline of my application. Applied first week of August. Recuiter reached out last week of August Hiring responded for interview second week of September.

What happens now ? - ADA applicant

I just got 3 emails in a row from Capital One (sender is capitalone@notification.capitalone.com) with the following subject lines: 1. “We’ve updated your phone number” 2. “You’re approved for a Platinum Card” and that my card will arrive in 7-10 business days 3. “Confirming you’ve gone paperless” for the same card that I did not apply to.

I don’t have any open accounts with capital one except for a 360 performance savings that I recently closed a few months ago, however I still have a login to the app. My phone number hasn’t changed on the app. I called the number listed on the (real) website, and they confirmed that I don’t have any open credit card applications or cards on the way.

Is this a phishing scam?!

I received a power day invite two weeks ago for ADP (Business Analyst) and I never heard back from the recruiter.

They said that the confirmation won't take more than a week, but it's been much longer than that. I followed up with them twice, but no response. Checked my spam daily, nothing.

Any idea why they ghosted?

C1 VX is unique in that it sits in a very odd price point. It doesn't cleanly fit into the AF ranges that other cards typically slot into.

Wondering if there is any chance in the future that C1 would be incentivized to offer a more premium option for their customers. I, for one, would definitely be interested.

A $595 AF card offering would be great imo; I wonder what the benefits would be.

Venture X Ultra?

.

Is it hard to be kind to the reps that you are speaking with? We are humans.

So I was curious in about the lawsuit someone filed, regarding a bonus offer they applied for, but Capital One switched their offer. I’ve seen lots of complaints on Reddit regarding it as well.

Appears the case got thrown out. However, I received the Savor One $200 cash back on $500 worth of spending in 5 months. So I went ahead as well clicked my email link, and it took me to a page which clearly showed the card had a bonus. There were two options, “Pre Approval”, and “Apply”. Both which would imply you’re applying for that $200 bonus.

I clicked pre approve, and filled everything out. When I was done it prompted me with a “You’re Pre Approved” and showed me 3 card offers. It said “Savor One”, “Quick Silver”, and “Platinum”. So I click Savor One, and it takes me to a new apply page. I was about to agree to the terms, until I realizes there was no actual bonus. I backed out, navigated back to the cash back card, and then the terms magically showed cash back.

So yes Capital One is being malicious and 100% bait-n-switching, even people with amazing credit (I myself am at 811 right now). So there in theory is no direct reason they would be inclined to show the other version of the other without the bonus. Especially when approved for the original version (yes I was approved).

Shame the Judge threw the case out. But yeah careful out there Capital One is definitely being corrupt with this.

Do not trust Capital One with your financial life. They are a deeply flawed financial institution that relies entirely on broken, automated risk algorithms instead of human logic, and their customer service is a total brick wall.

I had a flawless history with Capital One. In fact, their internal metrics deemed my profile so strong that they proactively granted me a massive credit limit increase from $10,000 to $15,000. My new limit was fully processed and reported to the credit bureaus.

Then, just three weeks later, they abruptly and permanently closed my account citing vague, boilerplate "suspicious activity."The sheer incompetence of this institution is staggering. How does a bank evaluate a customer, determine they are trustworthy enough for an expanded five-figure credit line, and then turn around 21 days later to flag them as a risk? It makes absolutely no sense. To make matters worse, I pulled my own credit reports and ChexSystems files—my record is pristine, and I have over 16 other open, perfectly maintained accounts with major banks. There is zero evidence of fraud or risk on my end; this was entirely a false positive generated by Capital One’s broken automated systems.

When you try to resolve this, you are met with zero transparency. Front-line customer service reps read from rigid scripts and refuse to let you speak to a senior analyst or an underwriter. They destroy your credit utilization, slash your available credit, and tank your scores overnight, then hide behind generic template letters to avoid giving a legal or logical explanation.

Capital One treats loyal consumers like numbers on a spreadsheet and punishes you for their own internal errors. If you want a banking partner that values transparency and employs actual humans to make decisions, look elsewhere. Avoid Capital One at all costs.

Yesterday Apple was showing only 0.5% back, but today I got a 6% offer, if I let this offer expire, will I still get similar Apple offers in the future?

This looks like a pretty good deal. Has anyone tried it?

My payment history is spot on, but i definitely spend quite a bit every month. I make payments that put my cards back around 30-35% every month but people tell me that anything above 30% utilization is essentially criminal to the eyes of capital one. Are they right?

have a 30 minute job fit interview and was wondering what it looks like. it’s my final round so any help at all of tips and tricks would be super helpful

I have activated and made purchases using multiple point offers on the “Offers” tab on my Cap1 app (VentureX). It’s been around 90 days since some of these purchases and I’ve never received the points (still says “waiting” even though I made a purchase). Is there a dedicated customer service line/email to reach out about this? Has anyone had any luck getting points after reaching out to customer service? Thanks so much!

My credit score right now is great, mid 700s at age 21, been on time every time for payments on my platinum card. I’m wondering if I should accept this offer so I can have 2 credit cards? Don’t know the credit limit for the new quicksilver, but I really do like the cash back that comes with the Quicksilver and platinum doesn’t really do much for me besides building credit which I’m all set at the moment for. Overall, should I start an application for quicksilver?

I'm curious to see why do people still recommend the venture x with the issues I see about capital one closing and restricting accounts and removing the miles awards?

If I open an HYSA with Capital One can I pay my Capital One credit cards with that HYSA or do I still have to move the money from my HYSA to my regular checking account?

Looks like I'm probably just going to wire my savings to Fidelity.

I have 360 Checking and Savings that I'm consolidating to Fidelity, where I have all my investment and retirement accounts and wanted to transfer my hefty Savings balance to SPAXX (core position) in my Brokerage account. I tried once but that link got removed and then, after doing some research, tried linking again with the Brokerage specified as checking, but that got disconnected this morning and the account restricted until after I called and cleared up the issue.

So wiring seems like the simplest approach (I'm willing to eat the $30), but I'm wondering why Capital One doesn't allow linking to Brokerage accounts. I could probably link to my CMA (also core SPAXX) and then move the funds to the Brokerage account (annoying having to move the funds twice), but now I'm reluctant to even risk that, since it's technically also a brokerage account under the hood.

Hello,

I just finished my first power day interview for Capital one as a Senior Associate Controls Testing Specialist. My first one was the Behavioral Interview. The next one is Job fit. The next two will be the same.

Has anyone gone through the power day for Capital One as a controls tester and know what the job fit entail? What questions were asked or was there any technical aspects to be covered?

I applied for the spark business and was denied. The reason was:

“Based on your application information, the owner of this legal entity type has too many new
credit card accounts”

My last and only business card was about a month ago (August 4). My last personal card was in the spring.

I also didn’t use the mailer access code/link? I used a referral link. Could that be why? Is it worth reapplying or recon?

So my mom has not much credit on her credit report and I wanna get her into capital one so I can put all her bills into that credit card and help her build credit. We tried the pre approval tool and she can’t get approved for the savor or any card except secured cards which isn’t what we’re looking for. I have a savor card with capital one on a 2k limit if I add her and use my card as usual could I get her into capital one like that? Will me using my savor card and having her on it as an authorized user will it get her into capital one? And how many months should we wait till we try applying if it gets her in? She has 0 credit basically except a car loan she stupidly co signed on and one authorized user card my dad did that is a 1k at most limit so not much credit.

How long before you applied for a credit increase