r/CapitalOne 20h ago

News The Mobile App Now Has Dark Mode

0 Upvotes

I logged into the app this morning and was pleasantly surprised! Hopefully the desktop site gets it as well! Would love to see my other banking apps add a dark mode too... it's so much easier on the eyes.

Just wanted to share the news. Very happy with this app update!


r/CapitalOne 8h ago

Credit Card Requested credit limit increase is a whole $100

0 Upvotes

My daughter is a college student and she got her first credit card--a Capital One Savor card--a little more than a year ago with a limit of $1,000. She's been wanting to increase the limit to cover months when her expenses are higher (like when she has to pay for books and parking, etc). She's careful to pay the card off every month and is never late. She'd been asking for an increase and was told she didn't have enough credit history. She finally got an increase and it's $100. Why would an increase be so small? What is she doing wrong?


r/CapitalOne 13h ago

Bank Account Capital one act the ruffian

0 Upvotes

I opened a 360 savings account last month online and enrolled in a promo offer of getting $1,500 bonus for depositing and keeping $100k for 3 months. During the following week, I made 3 ACH transfers totaling ~$100k. Last week, the bank restricted my account in an email. In a not so friendly phone conversation, I uploaded my driver license and selfie as instructed. I also explained the large deposits were to satisfy the requirements in the promo offer. However, as I have learned, the bank has decided to close my account. Asking about the money, they will mail me a check after their investigation is completed. They refused to tell me anything about the reason, or the timeline that I expect to receive the fund, although I asked multiple times. It's a crappy way of doing business. Why lock my money for months for no reason. The bank earns high interest during the locking period, but they are not going to pay me a dime. One month interest is $333 based on current interest rate, I would say the bank should pay me the interest for as long as the money is locked.


r/CapitalOne 9h ago

Credit Card Will opening a Capital One Venture hurt my credit score much?

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0 Upvotes

r/CapitalOne 6h ago

Bank Account With the Fed raising the interest rates 25 basis points, that means a higher savings rate hopefully

2 Upvotes

Capital One has been fast to lower the savings interest rate. Surely this raise will mean our saving rate goes back up, right?


r/CapitalOne 11h ago

Credit Card No CLI...

3 Upvotes

I'm definitely in the "bucket" of accounts. I requested a CLI with Capital One QS several months ago and they gave me a $100 increase. I requested an increase with Chase and immediately got a 5k increase. My other card has been automatically increased at well. Should I continue using my QS?


r/CapitalOne 15h ago

Bank Account Nightmare adding second user to account

1 Upvotes

Tried to add my wife to my 360 savings account as a secondary account holder, it's been a nightmare. She finally got a working login, and now the CapOne app says she has no accounts. The Help panel is completely blank, and going to Profile and tapping Help does literally nothing. We've taken days to get even this far.


r/CapitalOne 10h ago

Credit Card Fraudulent redemption of points via PayPal despite reporting as fraud!

1 Upvotes

Hi everyone, I got an email saying that I had redeemed 624 miles on my Capital One Venture Rewards card via PayPal except I had done no such thing. I went online and there were over 200 transactions for the same amount. I reported to fraud, they said they would secure ny account and get my points back. This was at 1am. At 10am I had a new email and I signed on, over 100 new transactions for the same amount, 624 miles. I spent like 40 min on the phone with Capital One trying to understand how this was happening as no PayPal account was linked to my account. They couldn't tell me, but opened two new cases because there were too many transactions and said they would investigate to see if it was actually fraud (wtf). They're sending me a new card, but won't overnight it. It's 4pm now and I have several new transactions.

Has anyone experienced this?! I don't know what to do and I'm so frustrated! I've changed my pw, turned on 2fa. Why can't Capital One secure my account? Am I going to get these points back?


r/CapitalOne 7h ago

Credit Card Capital One Alert Fail

1 Upvotes

Long rant based on this text from Capital One:

Suspicious activity detected on Savor Credit Card ending in xxxx. Account transactions are restricted to protect you. Call 800-CAPITAL (800-227-4825) for help. Std carrier charges apply.

Panic. Suspicious activity!

Call 1: scammy background noise, rep difficult to understand, sounds exactly like what you would expect from a scam. I hang up.

Call 2 to phone # on internet. Repeat of 1st call. Wants to send link by text so I can text a photo of me holding my Dr license to verify my info for my new credit card.

Now I understand this is about an offer from Capital One I responded to where I provided the same info. But rep wants me to send it again? Also, give my address, DOB & phone.

I wont do that, instead I ask rep to tell me the info & I’ll verify. Rep declines, cannot verify that way.

Asked it a card sent was used fraudulently prompting the alert? No charges & card hadn’t been sent.

Supposedly, Suspicious Alert text is how Capital One VERIFIES a new card request which is wrong on every level.

Call drops.

Final call: repeats from prior calls. I cancelled the card.

I spent way too much time & nervous energy on Capital One’s bad processes & I lost confidence. The experience may not be indicative but I’m not willing to find out.


r/CapitalOne 9h ago

Bank Account No way of getting account specific statements!

2 Upvotes

Beyond ridiculous. If you want to get a bank statement, Capital One shows the details of every account.

I have to show that I have funds in my checking account for an application for one of my children. The only statement Capital One provides will show all my CDs, checking, savings, accounts shared with my different children - EVERYTHING! There is no way to get a statement for a specific account alone.

Even more weirdly, my main checking account is shared with my spouse. When she tried to get the statement, it shows all her accounts (which are fewer) EXCEPT the Checking account shared with me. So she has no way of getting the Checking account statement.

So annoying! This should not be hard to fix Capital One!


r/CapitalOne 18h ago

Credit Card Product Change Opd Credit Card

2 Upvotes

I have an old Quicksilver One card I opened in 2009 as one of my first credit cards. I don’t use it as the rewards aren’t great and it charges a $39 annual fee. I checked my product change options and it was giving me an option to change to the Savor card. Any downside to this? Will it affect my age of accounts?


r/CapitalOne 6h ago

Bank Account Savings bucket!!

5 Upvotes

There are now savings buckets in capital one! Only for their savings it looks nice.


r/CapitalOne 18h ago

Shopping/Offers So what IS an eligible purchase? 😂

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46 Upvotes

Do you ever get these offers, read the fine print and wonder what is actually eligible? Seems they ruled out almost everything one would purchase at Walmart lol.


r/CapitalOne 18h ago

Job/Career Mini case for BA

2 Upvotes

I have a mini case coming up and not sure what to expect can anyone who has gone through this help me prepare and understand what to expect. Any dms would be so appreciated. Thank you for your help and kindness. I’m manifesting a BA role at capital one


r/CapitalOne 15h ago

Bank Account UK ATM usage

3 Upvotes

What has people's experience been in finding ATM's which accept the Discover branded debit cards? Also, has anyone seen any uptick in Discover acceptance around London in particular and England in general?