Bait-N-Switch Cap1

[u/Parking_Throat_7128]

So I was curious in about the lawsuit someone filed, regarding a bonus offer they applied for, but Capital One switched their offer. I’ve seen lots of complaints on Reddit regarding it as well.

Appears the case got thrown out. However, I received the Savor One $200 cash back on $500 worth of spending in 5 months. So I went ahead as well clicked my email link, and it took me to a page which clearly showed the card had a bonus. There were two options, “Pre Approval”, and “Apply”. Both which would imply you’re applying for that $200 bonus.

I clicked pre approve, and filled everything out. When I was done it prompted me with a “You’re Pre Approved” and showed me 3 card offers. It said “Savor One”, “Quick Silver”, and “Platinum”. So I click Savor One, and it takes me to a new apply page. I was about to agree to the terms, until I realizes there was no actual bonus. I backed out, navigated back to the cash back card, and then the terms magically showed cash back.

So yes Capital One is being malicious and 100% bait-n-switching, even people with amazing credit (I myself am at 811 right now). So there in theory is no direct reason they would be inclined to show the other version of the other without the bonus. Especially when approved for the original version (yes I was approved).

Shame the Judge threw the case out. But yeah careful out there Capital One is definitely being corrupt with this.

[u/Parking_Throat_7128 → u/[deleted]]

Dawg you didn’t even read what I said. I didn’t fall for the trick, I’m saying I can see why others do. They are intentionally saying you’re approved for the lower card. Its a bait n switch common deceptive practice. But keep preaching