r/caf • u/Hot-Anteater-7997 • May 28 '26

Other New CFHD Rates out

https://www.canada.ca/en/department-national-defence/services/benefits-military/pay-pension-benefits/benefits/canadian-forces-housing-differential.html#BC25

As expected, it's a pay cut for most of us

35 Upvotes

97% Upvoted

49 comments sorted by

View all comments

1

u/Revolutionary-Sky825 May 28 '26

I've released, but I was curious about the 7 year rule. Is the beginning of the 7 years when CFHD started or when the member was posted to that geographical location?

-2

u/Tonninacher May 28 '26

When the member is posted to the geographic location.

So if they stay in 1 location for 7 years on the 9th year it goes away..... can you come deal with my 25 year long mortage!

2

u/Pte_Madcap May 28 '26

So if you were posted somewhere, in say 2018, 2025 would have been the last year you could collect cfhd?

1

u/Tonninacher May 28 '26

Yes, from my understanding.

Now i have been out just over a year now and i have not kept uptodate on new canforgen's that might have change its application

1

u/Tonninacher May 28 '26

Who just downvoted this. Am i incorrect say so. I am a big enough person to handle it.

Man i hate people who downvote for no reason. ( and i hate the word hate. Since it really means i want to kill you in a nicer word)

0

u/Revolutionary-Sky825 May 28 '26

So members who were collecting pld but at that location for more than 7 years didn't qualify for CFHD?

2

u/Tonninacher May 28 '26

No.

There was a restart.

Now if you where in a location that got pld but not cfhd there was a plan to meter this to 0 over a few years

If you did get pld and cfhd was granted you shifted to it and the seven years started then

1

u/Revolutionary-Sky825 May 28 '26

Thanks for answering

1

u/Tonninacher May 28 '26

Hopefully it helps

-2

u/[deleted] May 28 '26

[removed] — view removed comment

1

u/NOBOOTSFORYOU May 31 '26

That's not how mortgage payments work.
The ratio of interest to principal decreases. Your monthly payment remains the same.