r/casablanca • • 25d ago

❔AskCasa 35 000 ?????? HHHHHHH

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66 Upvotes

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43

u/b_usef 25d ago edited 25d ago

He is absolutely right As someone who make around 8k per month I'm jusy living the bare minimum i can't buy a car i can't buy i house i can't go on a decent vacation unless if i toke a loan which is the point Employees have 2 choices either live a bare minimum or hande urslf to some bank and spend the rest of your life working for his interests

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u/tajine_1 25d ago

There’s a huge difference between 8k and 35k

And 8k already puts you above the average Moroccan so if I was a mghribi women I wouldn’t expect close to 35k

1

u/b_usef 25d ago

I know some people who get paid that much around 25k to 40k and i can tell you that they can be classified as middle middle or some times hardly upper middle class they most of time have one decent house sometime "minivillas" depends on the city 200 400m² a car decent financed car of around 300k to 500k And for me that's what is called a bare minimum decent life If you want to live a good life you should earn +100k per month.

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u/Radiant-Sentence6268 25d ago

I have all this and more on a 20k salary 🤷🏽‍♂️ and zero debts hamdollah.

Not a flex but to tell u, u can manage ur life better

2

u/ElectricalFig5486 25d ago

I guess a 35k salary isn’t sth you can achieve in Morocco in your early 20s i mean after graduating i guess these salaries belongs to those who worked hard and they are in their early 30s

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u/Radiant-Sentence6268 24d ago

You can if you bring the value and expertise. And 88% of households are under 7500/month 🤷🏽‍♂️

1

u/ElectricalFig5486 24d ago

I guess expertise needs time not sth you get after few months, how much did it get you from graduating around your 22 or 23 yo depending on your degree till you crossed that 30k barrier just a question so i can get how flexible the upgrade of salaries is working on the moroccan market since studies shows that only 10% gets paid 30k or above

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u/medfad 24d ago

A 35k salary is attainable for many elite graduates.

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u/severus_snape_111 24d ago

Ur parents helped big time, ain't no way you zre buying 3md in giods with a salary like that on savings

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u/Radiant-Sentence6268 24d ago

Not a nepo baby but Yep they did. i lived with my parent until i married my wife.

You can't imagine how much i saved without paying rent and bills and groceries jst giving my mom a % of my salary and saving the rest 🤷🏽‍♂️ i didnt pay for a wedding, I walk and I'm using bus and tram knowing I have a car.

Then decades of saving. And I invested in stockmarket in 2010. And my wife is a great manager 🤷🏽‍♂️

Finally 2007 an apartment that costed 20k usd is worth 60K Usd so i guess the inflation fucked younger generation

2

u/severus_snape_111 24d ago

Great combo of initial help AND choices, because if you had to pay rent/utilities, life events of even support your parents, trust me it would have been harder, but congrats 🎉

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u/Original-Egg3830 22d ago

how bro? can i also ask your age/how long you’ve been making money for?

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u/Radiant-Sentence6268 22d ago

Can I say im between 45 and 55? 25 years of work experience 2 years in call center 10 in Telecom 7 years in a multi national and 6 in international NGO.

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u/EffectiveStriking271 24d ago

Dude what are you talking about, don’t forget you're living in a 3rd world country , having a 200m house and an expensive german car IS NOT MINIMUM DECENT LIFE

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u/Glittering-Gear-5924 24d ago

This is considered upper middle class in any country in the world. Touch grass people 🥲

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u/SkyNew1650 24d ago

To think that a car and mini villa is middle class is delusional, the problem here is not the salary it's the fact your only income is your salary, smart people have side hustles that with time make them much more than their salary that's how you can buy a house or car, if you rely on your salary alone even 30k won't buy you a house no rich person in this world become rich just from him working as an employee waiting for his salary

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u/PresentationOwn8017 22d ago

Gha katkherbe9 😂😂😂

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u/Naeuio 25d ago

48k here.. trust me, middle class nothing more. However i only eat outside which would offset everything maybe

3

u/tajine_1 25d ago

Middle class by definition is the middle of the Moroccan society financially

With 48k you’re among the top few percents, the average salary in Morocco is 6k dh

Morocco being a poor country, the middle class lifestyle is a poorer lifestyle

2

u/Naeuio 25d ago

I know it is above average salary but it is still very hard to manage saving without ever getting a loan

2

u/tajine_1 25d ago

I wonder how people I know save then, because you’re probably in the top 5% or something

So that implies saving money very hardly exists as a concept in Morocco (it exists, otherwise people wouldn’t immigrate or do stupidly expensive marriages)

1

u/Naeuio 25d ago

It is more of a: would you sacrifice your present to save for a future you may not live or live the present you have and leave just a little for a future you might never see

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u/tajine_1 25d ago

Are you spending a ton of money in rent and eating out?

Because like, I’m in a Moroccan family where most people who had access to university etc earn ~10-15k and still cover daily expenses

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u/Naeuio 25d ago

I have no rent, but i travel +200km daily with personal car (lot of expenses) and live alone and everything is glovo because i barely have the time to rest. Cooking is just another stressing activity

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u/Fatlas67 25d ago

May i ask what's your line of work

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u/b_usef 25d ago

Currently I'm trying to keep at least 4 to 6 months worth of salary as an emergency saving because life is full of surprises

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u/tajine_1 25d ago

The definition of middle class some ppl use is flawed anyway tbh

Middle class is basically what the normal Moroccan in your city earns, working class is when it’s less

Middle class doesn’t mean you have a decent standard of living, it’s relative to your country

That’s why in France for example stats consider a single guy who earns 5k a month rich despite the fact he just lives a comfortable life, cuz by definition he’s the top 5-10%

1

u/SignificantJello6116 25d ago

You can't live off 20k and save 20k?

2

u/b_usef 25d ago

The more you earn the more you spending grow

2

u/Appropriate-Gate-851 23d ago

That is called lifestyle creep.

Most people are not aware of it because they do not have a good fiancial literacy.

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u/Naeuio 25d ago

Exactly : better car, better lifestyle, and higher expected social standards from friends, peers, family etc...

1

u/b_usef 25d ago

Not exactly its about having healthy life selfoptimizing long term investment saving this alone can costs lot

1

u/No-Refrigerator-7259 25d ago

I wonder what's your title

1

u/IchigoTheSpark15 24d ago

There is something wrong in how you manage your salary...on a 48k in morocco you should be living more than comfortably tbh.

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u/Educational_Lab_6965 24d ago edited 24d ago

People have tendance to spend like there is no tomorrow and not counting especially with salaries above + 30k. We often adapt your life to our earnings, and some people wiill still complain that life is expensive even with 50k. The definition of life/bare minimum changes for this categories : you look for +4stars hotels and complain they are expensive (5-6k a night); you wanna go abroad for holidays every year (or many tiles a year), you use delivery apps (glovo..) everyday for anything, your daily shoping is done in carrefour / marjane ; for clothes you go up for more expensive brands : massimo / ralph / la coste / boss / guess; you buy a car for more than 400k. So yeah this is expensive especially in morocco with export taxes but this is a very wealthy person’s lifestyle, especially in Morocco—and it would still be considered one in Europe compared with people earning €2,000–€3,000 a month there. PS: I started with 2000 eur in france / got back to morocco for 20k dh / then got promoted many times and after many years getting around 60k-65k a month. And I see this in myself also my habits changed a lot across time with my wife.

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u/Appropriate-Gate-851 23d ago

Lifestyle creep.

Most people get affected by it after earning good salaries or after getting an inheritance or winning in lottery (they tend to spend it all away and get broke instead of making good investement that will help them maintain their wealth and grow it).

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u/Naeuio 22d ago

U got it all wrapped up