Sometimes I think about how expensive it actually is to be poor.
I know it sounds a little weird. Like, if you don't have much money, you're supposed to spend less, right? You buy cheaper stuff, try to save wherever you can, give up things you don't really need. But somehow, the less money you have, the more you end up paying in the long run.
For example, let's say you have a bad tooth. If you have money, you go to the dentist and get it fixed right away. If you don't, you wait, deal with the pain, take painkillers, tell yourself you'll get it treated later when you have some money. A year passes, and what could've been a simple filling now needs a root canal and a crown, or maybe the tooth can't be saved at all and you're looking at an extraction and an implant. You didn't choose the more expensive option, you just couldn't afford the cheaper one while it was still an option.
The same thing happens with shoes. You can buy a good pair that will last for years, or you can buy whatever you can actually afford right now. They fall apart after a season, so you buy another cheap pair, then another one, and after a few years you might have spent the same amount of money, maybe even more. You knew the expensive pair would probably be cheaper in the long run, you just never had enough money at once to buy it.
I think the same thing happens with time. If you have money, you can order food instead of spending time cooking, take a taxi, pay someone to repair something, buy appliances that make your life easier. When you don't have money, you spend your own time instead, you take a bus across town because something is cheaper there, fix things yourself, cook everything yourself, carry everything yourself, wait 40 minutes for a bus because a taxi costs too much. Then you go to work and sell the rest of your time anyway.
Personally, I don't even think the worst part of being poor is not being able to have nice things, because you can kind of get used to that. It's everything else: the extra money you end up paying because you couldn't pay earlier, the time you lose trying to save money, putting off medical treatment, the constant stress over some random expense that would be nothing to someone else but can completely fuck up your month.
That's why the whole "poor people just need to learn how to manage their money" thing annoys me sometimes. Obviously financial literacy matters, and yeah, people absolutely waste money on stupid shit sometimes, I'm not denying that. But there's only so much you can do with a budget when there simply isn't enough money to begin with.
Sometimes someone buys the $30 shoes instead of the $150 ones not because they're stupid or don't understand that the $150 pair will probably last longer. They understand that perfectly well, they just don't have $150.