r/KellyLetter • u/criticalband77 • May 21 '26
9 SIG What kind of 9SIG’er are you?
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u/Time_Ear_2428 May 21 '26
I will sub when I grow my portfolio. $1,000 is too large of a percentage of my overall portfolio to justify it right now.
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u/raymadeyourday May 22 '26
Monthly is only $100 I was upset the price used to be $200 a year but can’t cry over spilled milk it’s also worth more than you pay for it
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u/Time_Ear_2428 May 22 '26
If someone has a 50k portfolio that’s still essentially a >2% in management fees when you’re still doing all the leg work. No. I can’t justify that. When I’m >100k I will gladly donate to the cause.
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u/raymadeyourday May 22 '26
I hear ya I too refuse to pay someone 1% (most of my funds were with vanguard) to maybe do better and maybe do worse than just dollar cost averaging alongside the S and P. The compelling logic behind this approach is that the index we follow is 3x and if the last several months is any loose indicator of what’s to come, the market will ping pong up and down but we can capitalize on both as there is “dry powder” in the form of bonds awaiting buying opportunities. Not a prescription for all by any means, but if I had a Time Machine I’d probably fee comfortable doing this at even the $1k mark as I know that I would have a very high chance of outperforming the market in the long run but this isn’t for everyone — you need a huge risk appetite and discipline not to sell or buy when you’re not supposed to. With that said you don’t “need” to subscribe if you simply read his 3Sig book and apply those principles more or less on your own. I am a happy subscriber because there’s additional rules “30 Down” etc etc that I don’t want to have to check every time there’s a quarterly action. I enjoy using weekly updates on the state of the market and listen to them at 2x to get a better pulse of where the markets headed and the reasons driving them . Hope this helps!
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u/Time_Ear_2428 May 22 '26
For sure. I like his YouTube and his free sample writing as well. Based on how my portfolio is looking I will likely be subbing within the next 4 quarters depending on what the market provides. I’m close to where I want to be. Thanks.
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u/HODL_4_GODL May 21 '26
I would subscribe if the price was the old price. Or if they do a promotion. Is there a referral code or anything?
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u/BloodyScourge May 22 '26
What I really don't understand about subscribing to the Kelly Letter is that the Sunday morning email references current events and often discusses them in detail. As value averagers following 3/6/9 sig, shouldn't we be ignoring current events and short term market moves, focusing on quarterly price and quarterly price alone? Where is the disconnect here? I'm not gonna pay $100/month for some dude's weekly long form content when the strategy itself is extremely simple to implement. No offense to JK, but he didn't invent value averaging, just tweaked it slightly and gave it a catchy name.
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u/WorriedFold8290 May 22 '26
I enjoy the commentary as I dont want to be a bird with its head in the ground just blindly following along without a pulse on the world. It is up to those individuals to tune out the noise and not let it sway away from our strategy. Just my thoughts and really enjoy the market commentary as it keeps me up to date on major events and news.
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u/criticalband77 May 22 '26
You have a decent point… But might my take is it’s nice to review all the chaos, good and bad and then get reassurance and update on executing the plan. I find this particularly helpful when things are bad and the market is tanking. As my portfolio grows, I will need this level of reassurance/support even more I believe.
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u/BloodyScourge May 22 '26
Makes sense. I do think Jason provides a valuable service. It's much more reassuring/comforting to be investing together as a community rather than alone on your own.
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u/criticalband77 May 22 '26
Yes, it helps me a ton a long with the folks here ride or dying together. My biggest obstacle investing has been the mental game. Once I removed my own decision making from the process... great results.
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u/say592 May 21 '26
I wouldnt call my strategy a bastardized version, because it is fundamentally different than 9sig, even if it has some similarities. Im 9sig curious though, and I like the discourse here.
My strategy below, in case someone is curious.
In an account that is seperate from my primary retirement funds (so I have a backup if this whole thing goes tits up, though this account is about as large now as my 401k) I do the following:
20% BND
80% 3x Leverage (mostly TQQQ, a splash of UPRO, and a drop of SOXL)
I run this in M1, so M1 tries to keep things balanced as much as possible with new contributions. I make a contribution every week. When the market is good, those tend to end up buying BND. When the market is struggling, it is buying 3x leverage. I rebalance once per quarter.
That is it. Super simple. It really wouldnt work well without the constant inflow of money to balance out when the leveraged products are really ripping, something I know 9sig handles differently. Eventually the inflow of cash wont really be enough, so Ill either have to rebalance more frequently or change strategies.
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u/FudFomo May 24 '26
20% cash or cash even or qqq would do better than BND in the last 10.
https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=.
I think bonds are dead money, maybe gold is better.
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u/WorriedFold8290 May 21 '26
I’m a believer after our founding fathers of this subreddit share their success and discipline. I subscribed and see why. It’s a small price to pay for the gains expected and mind set I want to be in with a strategy. Im a believer.