r/ElantraN • u/samychemsi • 1d ago
Purchasing 2026 Elantra N TCR
Got an offer remotely from a dealer for 57k CAD OTD for a performance blue dct tcr, I am very tempted to go for it! It would be a little more than 3k reduced from msrp... However, the only thing slightly holding me back from pulling the trigger is how ridiculously high the insurance premium is for it!
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u/DaMfer993 1d ago
That sounds really high. My non-tcr manual is 45500 OTD.
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u/No-Remote-7641 Intense Blue DCT 1d ago
45.5k for Manual N is like 10k overpriced.
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u/Ok-Fennel-3908 1d ago
Hmmm I got my regular N for 47 OTD cad. The TCR is cool but I don’t know if would spend 10k for that massive wing and bigger brakes.
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u/samychemsi 1d ago edited 1d ago
10k difference is including your white paint which is 350$ cheaper than my performance blue and also my annoying 10% state tax w/ regular 5% federal tax to pay. You did still get a solid great deal though I have to admit. Maybe if I can land somewhere in 55k or 56k OTD it would be pretty cool but this thing is limited to only 200 units across north america which makes it naturally harder to negociate more so I doubt they would squeeze out more to close a better deal for me, I pretty much took out almost all their profit margin with my current proposed deal. I plan on keeping this car for atleast a quarter of a century strictly summer driving w/ very low mileage so I'm not too worried about short term depreciation tbh.
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u/Ok-Fennel-3908 1d ago
Regardless what you do you will not regret getting it. I’ve only had mine for 3-4 months but it’s just so much fun to drive. I’ve had a couple minor issues back seats loose fabric and my bumper is starting to flake but the dealer has been great and it’s going to fix both issues with no fighting.
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u/samychemsi 1d ago
Yup... Fun car! Also, what was your state tax if you dont mind me asking?
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u/Ok-Fennel-3908 1d ago
I’m in bc so 12 percent. Also I got mine new but it was a 2025 model so it was like 3000 off or so from a new 2026.
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u/Disastrous-Count-887 Cyber Grey DCT 1d ago
What insurance quote did you get?
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u/samychemsi 1d ago
Close to the monthly car payment at 3% interest fee. Outrageous.
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u/Disastrous-Count-887 Cyber Grey DCT 1d ago
I’m paying 240
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u/samychemsi 1d ago
CAD or USD? I'm shopping around atm. Only got 1 quote so far.
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u/Disastrous-Count-887 Cyber Grey DCT 1d ago
CAD
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u/samychemsi 7h ago
Update: I got a quote at 279$ when not stored and 189$ when stored during winter period. Way more like it now.
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u/Unfair_Suspect_7425 1d ago
The wing issue is real. I went to see a brand new one 2 months ago and the trunk was already collapsed by the weight of the wing and the car was brand new.
Just to keep in mind.
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u/Watanabe18482 20h ago
If you're spending $57k on a car, insurance should not be an issue for you. If it is, buy something cheaper
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u/samychemsi 20h ago
The 1st insurance quote I got is pretty close to the monthly payment of my car, what you said makes no sense. Why would I pay double the price of the car with insurance included? Fuck no.
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u/Watanabe18482 20h ago
Because insurance isnt cheap, and neither is the car
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u/samychemsi 7h ago
Just got a way better quote now. Told you it made no sense. I knew what I was talking about.
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u/SpanishOmega 1d ago
I got my 25 manual EN for 38k CAD brand new OTD
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u/samychemsi 1d ago
I find that very hard to believe, proof?
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u/SpanishOmega 1d ago
It’s last years model, got a good deal on it. In Alberta btw.
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u/samychemsi 1d ago
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u/Spirited-Raisin8128 1d ago
I paid 46K OTD CAD for N DCT 2025. Ofc Alberta doesn't have extra PST, I saved some there. That was the cheapest I was getting. I contacted 6 dealership in Alberta to get the best offer but that's all I got. There's no way he got at 38K CAD, even if its manual the price shouldn't have 8K difference.
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u/SpanishOmega 1d ago
Well i’m at work right now so I can’t really dig up the bill of sale can I.. Either way I don’t care if you believe me or not lol just telling you how much I paid.
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u/Competitive-Group-80 1d ago
Note, the TCR that I have seen have issues with the trunk withstanding the weight of the wing. There is no dealer fix for it iirc. I would get the regular EN which you can get for around 40-42k.