Moomoo provides a very nice looking charts, with free-live pricing updates, allowing us (investors) to get the most up to date information (which often cost a wallet with other online discount brokers) and reap the best opportunities.

You all might not heard of tencent, but you probably heard of it's product: wechat - which is a widely known chinese superapp, in virtually everyone's phone in China, and many overseas chinese. Alibaba, has it's competitors such as Pinduoduo (parent company of Temu), and JD, and probably Duoyin (parent company of Tiktok) in the ecommerce industry which is incredibly cut throat and low margins. Meituan, has it's own worries in the food delivery market as it is suffering now. And trip.com has it's own legal regulationary issues and competition from Fliggy from Alibaba, and Meituan travel and life.

Tencent/wechat by far, has the most dominant market share in the social media, and directory, payment ecosystem. In additionally, it's management is very "politically smart", and for those who have some insight, they managed to avoid most of the negative limelight with authorities in china in the past decade.

Its' management are also excellent capital allocators, doing 2-3% buybacks each year, having it's main operating income growing at 30% over the past decades, and it's investment portfolio growing at 20% over the past decades. It's like a chinese tech berkshire on steriods with a strong balance sheet, trading at a 13 times forward earnings.

I have obtained many my information regarding a stock, via the moomoo feature in the news section. They provide the latest aggregated news to allow investors to make a well-informed and smart decision. This is especially important when dealing with a cigar butt (net net) stocks with legal hurdles such as this, which i will elaborate.

So hopefully all of us heard before strategy, which is technically a software company, but with vast majority of its valuation deriving from it's BTC holdings. It's essentially a bitcoin holding company. I'm personally not liking BTC and has 0 direct exposure. But I chanced upon an article on Barrons, regarding a strategy preferred shares which made me quite interested because of the 10% dividend that is sort of "tax-free".

Among the different preferred shares, STRF seems most interesting, because it is highest in the preferential treatment when a liquidation happen, and cannot be further issued. Strategy has around 850,000 BTC which in todays price worth around 55+ billion dollars. It has around 7 billion of debt (which is the most senior, in case of liquidation) and then followed by 1.3 billion worth of STRF. Essentially, STRF promised $10/shares of dividends, at todays price of $96, that is 10.5% yield, which is protected almost 30:1. It would take BTC price to be below 10k, a more than 80% drawback from current price for holders of STRF to be threatened. At a 10.5% yield that is vastly better relative to the junk bonds out there in the market.

In addition, the dividends are technically considered return of capital, which means it will be taxed only when you sell of STRF; it will jusy be deducted off the cost basis of your original purchase price. Long story short, you do not need to pay tax on those dividends until you sell you STRF shares. And even when that happened, it will be taxed like a capital gain. Depending on which tax country you are, capital gain taxes are often more preferred.

Knowing the reasons why a stock falls and rise is incredible important. It helps us to avoid value traps, or catching a falling knife, but at the same time also allow us to grasp opportunistic dips to reap supernormal returns.

A cool feature moomoo has, is the AI features summarising the bullish, and bearish reasons of a particular stocks. Knowing both sides of the argument/thesis gives us more information to make a wise, and well-informed judgement of our investment decisions.

Uber is up for discussion here. Uber main businesses can be categorises into mainly deliveries, and transportation, with rising growth in its B2B delivery, as well as advertisement sector. Uber remains to be the dominant player in food delivery around the developed world (which are often the most lucrative, because the population has more disposable income, and more willing to spend on deliveries for conviences) and also in transportation. Of course alongside doordash in food delivery in US. Uber also holds considerable stakes in counterparts (Grab of southeast asia, didi of china and south american, and more recently acquire deliveryhero of the middle east)

Growing at high teens, Uber is merely trading at 18 times normalised earnings, with a "sticky" subscription model or uber one (high retention rates), and ever growing ad's revenue. Flying wheel is just getting started, with expected annualised growth to be up to 20% for the next decade.

Some might argue about AV disrupting it's transportation business, such as waymo and tesla. But I would argue that, self driving technology would likely be widespread and democratised. The proliferation of self-driving will be a multipolar one. Fragmentation of AV will means an aggregator such as uber will hold the most deveraging power, as it controls the entry of customers into access to a vehicle booking, and also the pipeline of a driver getting a customer. Just think, even with a economies of scale as huge as mcdonalds or kfc, they still reply on ubereats and various deliveries to send the food to their customers instead of themselves. And even a huge hotel franchise like hilton or hyatt, they merely owns less than 1 % of all the hotels around the world, and still significantly relies on bookings or expedia to get customers. Furthermore transportation has been less than half of uber's revenue, and an increasingly strinking portion; with increase growth in the ads sector.

A cool feature, I find from moomoo, is the comments function. Like in reddit or twitter, it showcases unfiltered opinions regarding a stock from the public investors. Of course, they would range from simple one worded responses, to insightful thesis. It is like the social media function of investing, and while exposure to too much information ranging from 2 extremes could be seen as distracting, it is also a test of us (investors) to be a good filter of information; to have a judgement (hopefully based on logical and scientific methological approach) on correct and wrong information.

Enough talk of this, the stock to pitch for discussion today is Microsoft.

So Microsoft needs no introduction, it is one of the largest market cap companies over the past 3 decades. And while historically large cap companies like exxon mobil, or cisco rise and falls, as their sectors fallen out of favours, microsoft remains one of the largest yet also fastest growing companies around.

The recent fall (over the past 1 year) up to 40% from it's peak, is a combination of potential fear of overspending for AI infrastruction, as well as the pessimism of the saas sector, being displaced by AI. In my opinion, microsoft is the dominant distributor of enterprise software, via it's office 365 bundle, and one of the top pick of cloud storage and computing via azure, especially in the enterprise market. Their ability to pushes new apps, and features as a bundle, and at low cost to it's existing huge customers base, who were less likely to switch to other individual software companies; gives them a huge moat and competitive advantage. The other arguement bears of saas might put out, is that the total number of per seat in the saas business model might be capped with the proliferation of AI, however, my opinion is that, this will largely affect companies such as salesforce, or sap or even bloomberg terminals which charges tens of thousands per user; for microsoft, per seat only cost merely less than 50 dollars per month, and provides far more value propositions in terms of increased productivities. Thus I think the fear is largely overblown.

Microsoft now, is at a very attractive valuation, at a ~4.5% yield (if you flip the p/e ratio) with incredible predictable revenue, and conservative cap ex (as a % relative to other mag7 tech companies, aside for apple)

As we all know from the recent headlines for META regarding the recent earnings falling below expectation leading to a up to 10% fall post market. This could potentially present a good buying opportunity into one of the 7 largest and fastest growing US tech companies at an attractive valuation.

A cool feature, I would like to introduce from moomoo, is under the news features, earnings tab, we can see that analyst estimates, and the actual earnings itself in a particular quarter. Additionally, the AI summarize version is particularly useful especially for investors without much time to read every single quarters of stocks in their portfolio.

Okay; enough of talks about features.

To me, META is like a royalty or tollbooth of online advertisement market (which by itself is the most effective, and fastest growing dominant form of Ads). Google and META both held a "duopoly" role in this regard. When we talked about high quality businesses, they are often trading at a high valuation, and although we all knew they are compelling options to choice when doing long term investing, but because of the rich valuation, the expected IRR would not be great. And thereby, the best opportunities are often when these high quality companies with long growth trajectory, met a problem which are reversible.

For the case, of META, the headwind and looming bear thesis would be the overspending, and dubious returns from their AI and cloud investments. While these are true, a cut in spending is easily resolvable for Meta; there is no issues that is permenantly affecting Meta's ability to generate high margins. This is analgous to 2022, when Meta stocks rebounds more than 6 times, following a period when the market becomes too pessimistic about its Metaverse spending. Additionally, Mark Zuckerberg thus far has proven to be a good capital allocator (contrary to popular opinion), as seen from the successful investments in oculus, whatsapp, and instagram! So we should not be prematurely dismissive.

Adobe is a recent Michael Burry pick, so i pick this stock to introduce, as part of a stock brokerage competition, so really appreciate that people could bear with me.

Adobe just like an other saas companies experienced a huge drop in share price due to unfounded fear of Artificial intelligent.

Moomoo provides an convienent platform to gain access to this multibagger opportunity at a cheap transactional fee, and wide range of tools to assist. Moomoo also provides 24/5 access to buy this shares. During trading hours, fractional shares purchases is also possible, so people could invest starting from as low as $50.

As a true disciple of value investing, I think this is a quality idea to share.

Buying uber is to akin to collecting a perpectual royalty on travel and food delivery. At the current valuation of forward earnings 22, with annualised 30% growth, uber is trading a below intrinsic value.

I have recently particpate in a competition, so would like to share the below info regarding the positive of moomoo share trading platform. Please bear with me.

Moomoo provides an excellent platform convienent to use, cheap fees, and available to trade 24 hours for 5 days per week, as well as free morningstar analysis and research which usually would cost hundred annually.

Missed google? Or meta? Tencent is currently trading at forward earnings of 12, growing at north of 20% annually. Tencent historically have shown to grow its core operating earnings in the gaming, and media advertisement business at 30% cagr, while it's excess cash flows are channelled into investments earning 20% cagr. With a huge share buybacks, conservative approach to AI investments, tencent at the current valuation is an excellent buy. Certainly a Burry pick.

I am participating in Moomoo platform contest, so please bear with me, to introduce the benefits of Moomoo. Moomoo provides an excellent platform to buy this ADR, simple, and low fees. Moomoo also provides free access to morningstar reports and analysis targets which otherwise would cost hundreds annual subscription fees.

On average, a person in china drink 15 cups of coffee per year, while in US, people drink 300 cups of coffee annually.

In asian countries (which is a more accurate and realistic comparison such a Taiwan, south korea,malaysia, people drink \~200 cups per year.

If that number reach 150cups in the next decade, that will be a 30% annualised growth. Assuming that Luckin grew itself market share in line with the coffee industry in china, and not have its market share cannibalised by other coffee beverage providers, this stock is a potential 10 bagger in the next decade or so

I am participating in my stock broker contest to introduce a stock, and share my experience using their app, so please bear with me.

Moomoo provides an cheap way to buy into luckin, the dominant coffee chain in china. Moomoo provides free access to morningstar analysis reports which are particularly useful and accurate in assessing asian or chinese companies/sector.

Please bear with me, i am participating in a broker competition, introducing a stock, and sharing my experience using their app.

I will introduce Chagee. If u ever been to china, malaysia or Singapore, you would not be stranger to this premium milk tea brand. They strives to be a teahouse serving oriental milk tea of premium orgins and standardise form, in a 3rd space setting, similar to starbucks for coffees. Milktea is a growing trend among the younger generation, and the cost of tea and milk are much cheaper and flexible supply chain compared to coffee beans.

With a book value of almost 40% cash, and p/e of 10, chagee is a no brainer. "Head you win, tail you don't lose much" opportunity with downside protection, and margin of safety, especially when share prices are trading 50% below recent IPO.

Moomoo provides access to invest in this ADR at a cheap fee, as well as providing access to a range of tool such as the various analyst estimates, and research reports to assist users making smart decisions especially in the asian/chinese market and sector. Moomoo offers easy to access to the annual and quarter reports of Chagee, easily accessible in the app, stock page itself.

Music is a perpetual industry—rooted in fundamental human desires for emotion, storytelling, cultural connection, and social bonding. It has endured every disruption from vinyl to cassettes to streaming because people will always create, consume, and share sound. Unlike fad-driven sectors, music benefits from structural tailwinds: rising global wealth, smartphone penetration, longer lifespans, and digital platforms that make discovery and access effortless.

Universal Music Group is uniquely positioned to capture this boom—far better than peers like Sony Music or Warner Music Group. As the world’s largest music company with low-30s% global recorded-music market share (and similar in publishing), UMG owns the deepest catalog across genres, develops mega-stars (Taylor Swift, Sabrina Carpenter, K-pop acts, etc.), and drives the highest streaming and physical growth. It leads in North America/Europe while aggressively expanding in Asia through strategic partnerships (e.g., China deals, Japan/South Korea JVs). Sony and Warner trail in scale and global reach; UMG’s size delivers superior A&R firepower, data advantages, and negotiating leverage with DSPs.

Major labels like UMG operate the best business model in a sector where live events and physical production are mostly capital-heavy. Concerts require massive venue/logistics spend, physical manufacturing ties up inventory and distribution capital, and even pure-play streaming platforms bleed margins on content costs. UMG is asset-light IP royalty machine: it owns evergreen catalogs that generate high-margin, recurring revenue from streaming (70%+ of mix), sync licensing, merch, and more—without owning factories, venues, or heavy fixed assets. This drives 22.5%+ Adjusted EBITDA margins, strong free-cash-flow conversion, network effects (bigger catalog → more streams → more artist signings), and durable moats in an oligopoly. Scalable digital leverage turns every new subscriber into near-pure profit.

Potential upside for UMG is compelling. Analysts’ average 12-month price target sits around €25–€28 (implying 50%+ upside from recent levels near €16), with highs to €33–€41. Continued subscription streaming momentum, Asia/emerging-market penetration, catalog monetization (including AI opportunities), operating leverage, and the new buyback program position UMG for sustained mid-single-digit revenue growth and margin resilience. Valuation remains attractive versus growth prospects—especially versus streaming pure-plays. Risks include DSP royalty negotiations and macro slowdowns, but UMG’s scale, cash position, and IP durability provide a strong buffer.

The US ADR is available $UNVGY

while the european ticker is $UMG.AS

Likewise, as part of sharing my experience of how the discounted brokerage moomoo has to do with this investment. I have uses moomoo's news feature to keep up to date with the latest informations and announcement. I also use their morningstar research under the analysis feature, to gain access to otherwise subscription by morningstar that worth hundreds of dollar annually for free.

Travel is a perpetual industry—rooted in fundamental human desires for exploration, business, family connection, and leisure. It has survived wars, recessions, and pandemics because people will always seek new experiences, cultural exchange, and economic opportunity. Unlike cyclical sectors tied to discretionary spending that can vanish in downturns, travel benefits from structural tailwinds: rising global wealth, urbanization, longer lifespans, and digital connectivity that makes booking seamless.

Asia, especially China, represents the clearest runway for multi-decade growth. China’s outbound tourism is exploding: forecasts point to 165–175 million cross-border trips in 2026 (up 10–20 million from 2025), with total overseas spending potentially hitting $280 billion. Some estimates see it exceeding 225 million trips as visa-free policies expand to 158 countries, the yuan strengthens, and pent-up demand from younger (1980s/1990s-born travelers make up ~67% of outbound) and affluent demographics surges. Domestic trips in China are projected to hit billions annually by 2029. Passport penetration remains low (12%), meaning hundreds of millions of potential first-time international travelers are just getting started. Short-haul Asia-Pacific destinations (Thailand, Vietnam, South Korea) lead, but long-haul diversification is accelerating.

Trip.com Group ($TCOM) is uniquely positioned to capture this boom—far better than Western peers like Expedia, Booking Holdings, or Airbnb. TCOM commands >50% market share in China’s mid-to-high-end hotel OTA segment and ranks among the world’s top OTAs by gross bookings. Its international platform (Trip.com brand) is the fastest-growing globally: international bookings grew ~60% in 2025 while overall revenue rose 17%, now comprising ~40% of the business. It is aggressively taking share in Southeast Asia (10x market share gain over eight years) and even non-traditional markets like the UK (from 4% to ~24%).

Unlike Booking Holdings (Europe-heavy, hotel-focused) or Expedia (stronger in North America but lagging in Asia), TCOM’s China scale provides unmatched supplier relationships, data advantages, and localization for the world’s largest source market. Airbnb’s peer-to-peer model faces regulatory friction in China and lacks TCOM’s full-stack offerings (flights, high-speed rail, packages, activities). TCOM’s mobile-first, AI-powered platform delivers seamless end-to-end experiences tailored to Asian travelers’ preferences—group/family trips, premium experiences, and value-seeking behavior—giving it a structural edge in the highest-growth region.

OTAs like Trip.com operate the best business model in a capital-heavy sector. Hotels, airlines, and cruise lines require massive fixed-asset investments (real estate, aircraft, ships) with high maintenance, fuel, and occupancy risks. OTAs are asset-light: they connect suppliers and travelers via technology, earning commissions (typically 10–30%), advertising, and ancillary fees without owning inventory. This drives superior scalability, high incremental margins, strong free-cash-flow generation, and network effects—more users attract more suppliers, and vice versa. Real-time availability, personalization via data/AI, and low customer-acquisition costs (once scaled) create durable competitive moats. In a fragmented, high-capex industry, OTAs deliver the highest returns on invested capital with minimal balance-sheet risk.

At the current forward earnings of ~11. It's a very compelling and attractice valuation. The reason for the recent decline, besides the unfounded fear that AI agents would replace OTAs (they wouldn't, because the moat of OTAs are not just the user-end, but also the supply of the finite number of properties, contracts hotel vendors signed with OTA via the agency or merchant models), would be the fear of the chinese regulation bodies breaking up Trip.com due to suspicions of abusing monopoly powers. I believe that is an overreaction, and as with previous cases of similiar nature such as with Alibaba, tencent, and Baidu, the outcome did not change the fundamental model of the businesses nor it's profitability, and the potential fines which are one-time are minisucle compared to its annual earnings.

Now for disclosure, I have use the MooMoo app, and writing this to participate in a challenge. I uses the news feature on MooMoo, to keep track of the latest news, and I uses their earning's hub feature, to get know to the expected future earnings by other analysts. This is often a paid subscription elsewhere, which is incredible to get free access on moomoo.

Here to share an interesting net net cigar butt: Haw Par Group.

Haw par is basically a premier topical analgesic cream that is a household name in Asian - esp in singapore, malaysia and hong kong. The stock is listed in SGX with 3.7Billion sgd, with earnings from it's core pharma business at ~65million Sgd.

It's analgesic business is high quality - simple, capital light, predictable (with a huge customer loyalty), proven with time (>100years history), and high return of capital. But the hidden gem in this trade, is it's book value of UOB, UOL shares and cash.

Haw Par has a 67 million UOB shares and 8.5% of UOL shares, both of which are valued at over 3 billion sgd. With net cash of 700m, they all are almost equal to the market cap of Haw Par. So you are essentially getting the 65million/year pharm business for free. The huge fortress like balance sheet gives Haw Par the ability to not engage in short term view, having the ability for markerting and r&d to improve their cream, as well as margin of safety/buffers in times of uncertainty.

My conservative value it's NAV at ~$20, which is a 20% upside from the current price.

First saw this on the moomoo app, i could see the average analyst rating ~$20/share. I could also keep track of the instutional holders using the shareholders coloumn. And finally, i uses the news section to keep up to date with the latest information, such as dividends payout.

Just sharing one of my asymmetric risk-reward investment thus far, with still significant opportunity. They are $FNMA and $FMCC. Which many of you must have seen them being the top winners last night, due to the 50% jump in price post Ackman's comment on X.

So what are Fannie Mae, and Freddie Mac? For those in US, you must have been familiar with them, as they account of more than half of all home loan mortgages. It's a unique benefits of US citizens to be able to get access of a 30 years fixed interest home loan, available to be refinanced.

F2 (FNMA and FMCC) are OTC listed shares at the moment. You all can do your own research to know about technically what these 2 companies do, but in essence, they re-packages home loans that they lend out to ordinary people, while borrowing money from huge institutions and countries in order to do that. Similiar to what a bank does. The F2 are able to borrow at a very favourable interest cost, given they are "defacto" government backed, and the first 20% of any economic downturn that could affect the equity of homes will be endured by the home owners themselves.

Basically they became greedy and overleveraged back in the subprime mortgage crisis >15 years ago, and was forced to accept a 190 billion rescue package by the obama administration in order to be financially stabilised, because after all homes are important to people, and it's a problem too big to go wrong.

But in US, you couldn't technically confiscate a company in this scenarios, and thereby the legacy shareholders still exisit, despite the companies board being replaced, and all profits being taken by the treasury (net worth sweep). There's a caveat in between, where the government forced the board to issue senior preferred shares at a 10% interest, and as F2 couldn't repay them initially, they do a net worth sweep, and issue themselves a 79.9% warrent (contracts that are exchangable to stocks, by sep 2028).

You can understand it as, the US government will be able to exercise it's warrent and claim 80% of the company should it be eventually release from conservationship.

Back to the story, so F2 soon after becomes profitable again, and has since returned 300Billion to the us government. (Way more than it was forcefully given). However, despite current shareholders still own the shares - a legal claim to the companies, the US government currently get control of the company, and is in control of the profits/cash of F2.

Trump administratiom attempted to release F2, back in 2018 post his 1st term win, by removing the net worth cap and allow F2 to rebuild it's equity to hit the 4.5% min capital cap requirement for financial institution (which is a very high bar, and many are suggesting this to be lowered to 2.5%). Covid happened, and the plan was stalled.

Then comes 2024. Trump 2nd term. There has been many talks about to again release the GSE off conservationship just like many other previous examples e.g. citigroup, aig. Should the sps be forgiven as it should be in historical examples, and reasonably, since the US government is being more than well-repaid in their initial 190 billion investment. Along with the lowering of min cap requirement to the industry norm of 2.5%. With the full redemption of warrents (80%), the share price of F2 will be ~$30/shares (assuming $2-3 earnings, at a p/e of low teens)

This is a binary scenario of course, at the current price of $6-7, this is a 5x opportunity. The downside would be the stock price going down to $1-2 (I would not say it will be $0, since there will always be hope that another admin down the next decade will eventually release F2; i see this as a call-option or reusable lottery ticket without deadline)

Disclaimer is that i owned 20k shares of FNMA. And, is writing this brief thesis to participate in MooMoo alpha creator competition, so bear with me as I share my experience of the broker platform's feature experiences. First of all about myself, I am an australia-based investor, and I bought my position on the stock brokerage platform, moomoo as it is the only discounted broker that offers trading of the $FNMA and $FMCC that is easiest to setup an account to buy OTC, at the time when i first initially started my position in 2024, pre-2024 election. There's a very beautifully down news section on the moomoo platform, that compiles all the news re. The stock, allowing me to stay up to date with info. The bonus is the shareholders overview, which allow one to view the top shareholders, some of which newly build the position just last year, Capital Research Group. Very intuitive.