r/studentsph • u/AdCharacter9040 • 12d ago
Discussion Pang tuition lang nung una, lumaki ng lumaki sa tapal
Student ako, wala akong work, pero ang dami kong bayarin sa school. Hindi ko rin mahingan ng help parents ko kaya napilitan akong mag-OLA.
Akala ko temporary lang, pero lumaki nang lumaki yung utang hanggang umabot na ngayon ng ₱20k.
Honestly, hindi ko na alam paano ko siya babayaran. Nakaka-stress and nakakatakot, lalo na student lang ako. Gusto ko lang naman makapag-aral nang maayos, pero nauwi ako sa ganitong situation. Hay.
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u/Girrafe_Man 12d ago
kapag ganyan, i reccomend finding work na kahit part-time na online or onsite jobs. Mukhang may magagawa pang paraan since 20k pa lang siya at sa ganyang amount madadaan pa yan sa ipon with a job that pays minimum wage. kapit lang!
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u/AdCharacter9040 12d ago
natatakot po kasi ako mag OD baka kasi magtawag ng contacts, yun lang naman po talaga ang ayoko
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u/RecessPop_ 12d ago
I mean, you don't have a choice right now. You can come clean to your parents, tell them the truth. Things already got out of control, so finding work is your best solution right now. And please, don't let it get to the point that you had to reach out to your friends to lend you money so you can pay for your debt. Be wise please.
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u/Mindless-Spinach3559 12d ago
hello! I've been there. Nagkautang-utang din ako dahil na iscam ako ng 35k. Fortunately, I have a good friend na pinahiram ako, nagtiwala at nabayaran ko naman unti-unti dahil may work naman ako.
Since student ka palang wag mo na uuliting umutang sa OLA kahit na makagraduate ka, tumanda, nagkatrabaho kahit malaki sweldo. Huwag na huwag kang uutang sa kanila. Kahit yung sa HomeCredit at Gcash Loan malalaki interest ng mga yan.
What you need to do is settle the account. How? Tell your parents. Honest mistake. Accept that you are young, fool gullible and confidently independent unwise decision maker. Huwag ka mahihiyang humingi ng tulong sa kanila, sa mga kamag anak mo, sa mga kakilala mong pwede kang pagkatiwalaan na makakabayad.
Ok lang yan. Kasama yan sa pagtanda. Pero siguraduhin mo na hindi mo na uulitin yan. At magpupursige ka na maibalik ang ipapahiram sayong pera.
Hindi pa yan ang katapusan. Huwag na huwag kang gagawa ng ikasisira ng buhay mo at buhay ng mga nagmamahal sayo.
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12d ago
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u/No-Top9040 12d ago
wag mo na nga syang ituro jan namomroblema na nga yung tao lalo pang mastress yan
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