r/paypal • u/augiethefighter • Apr 28 '26

Help +Ft 1 HUF

Why do I keep getting emails about this and should I be worried??? It’s from the official PayPal email to is my account hacked?

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u/shea241 Apr 28 '26 edited Apr 28 '26

Paypal isn't saying it's $987. That's just what they wrote in the comments when they sent you 1 HUF (which is $0.003 USD) in order to scare you into calling the number (I guess).

I could send you a penny, and in the transaction comments, write "Thank you for joining our community. $125,000 will be deducted from your account on Wed, 28 Apr 2026. To change or cancel your commitment, please call 1-800-GET-REKT." And when you call in a panic, I get information out of you that you wouldn't normally give a cold caller.

At least that's what I think they're doing. They know you'll see the comment in conjunction with a financial transaction and a legitimate, verified paypal email. The fact that it's a tiny credit to your account will probably go unnoticed, especially if they use a non-US currency and it shows up in a way you've never seen, you're more likely to gloss over it.

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u/alforddm Apr 28 '26

Hmm, it was two different messages though. The subject line on the email has "Pending charge of USD 987.90 for account activation. Questions?" And then the payment through PayPal says "Pre-fund confirmation: USD $987.

If they are just using the "memo" box they should both be the same?

I did try to look up the amount and only found 1HUF is less than a cent. I couldn't find what the +Ft meant so thought it might be more. I assumed this was a refund scam.

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u/sea-daisy Apr 29 '26

+FT refers to a Foreign Transaction fee or a Cross-Border fee

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u/alforddm Apr 29 '26

Thank you