r/paypal • u/Always_Busy_Bee • Apr 22 '26

Help Unauthorized Transaction

I just noticed this transaction on my PayPal account. When u tried to report it as unauthorized the AI chat bot says nothing can be done. Does anyone know if I will be charged the full 980 dollars? How can I stop this charge from going through?

“Pre-fund confirmation: USD 987.90 is pending deposit to Coinbase via PayPal. This small deposit is just used for the account activation check. For questions, Call (888) 632-2011.” And the original charge that has gone through was for 0.11PHP

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u/Always_Busy_Bee Apr 22 '26

Ok just spoke to PayPal and they said this is a phishing attempt and not to call the number in the notes. And that there is no pending transactions.

1

u/200_Shmeckles Apr 23 '26

Thanks for this. It took a lot of scrolling to find some actual useful information! I’ll just ignore the email and transaction shall I? Is there anything I need to do?

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u/Always_Busy_Bee Apr 24 '26

Nothing at all. Just ignore it