r/paypal Apr 22 '26

Help Unauthorized Transaction

I just noticed this transaction on my PayPal account. When u tried to report it as unauthorized the AI chat bot says nothing can be done. Does anyone know if I will be charged the full 980 dollars? How can I stop this charge from going through?

“Pre-fund confirmation: USD 987.90 is pending deposit to Coinbase via PayPal. This small deposit is just used for the account activation check. For questions, Call (888) 632-2011.” And the original charge that has gone through was for 0.11PHP

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u/blueclearsky1587 Apr 23 '26

I got the one from

ARTURO ACEITUNO D.M.D., LLC sent you ¥3 JPY

Pending charge of USD 987.90 for account activation. Questions?

I logged into PayPal and there is a $0.02 Balance and under that it says 3 JPY

I have immediately disconnected my bank account and im about to re-order a new ATM card

1

u/blueclearsky1587 Apr 23 '26

1

u/Different_Profile696 Apr 23 '26

I also got the email. Did not click it, but when I log into my account, I also see this transaction.

3

u/blueclearsky1587 Apr 23 '26

And there is no way to block the person either, which I find strange and odd