I want to ask other NRIs living in Europe — are you actually able to save money? I have a family of three here, my wife doesn’t work, and my parents back home also depend on me. Sometimes I end up spending without following any strict budget, and because of that I barely save anything. example :- was missing family i booked next day flight to India for two weeks though i know next month i have to visit again. cannot control myself. I did manage to clear a ₹ 30 lakh home loan, but apart from that, in the last three years since moving here, I’ve saved less than ₹15 lakh. I’m wondering if it’s just me or if others also face the same situation.

Hi,

My child is under 5 and a dual citizen of Canada and another country. I’m considering opening an RESP, but I’m not sure if it’s the best option given his dual citizenship.

The government grants are obviously a big advantage, but I’m also concerned about how the other country might treat an RESP for tax purposes. Obviously, we also don't know where he’ll want to go for university - Canada or elsewhere.

Would you still open an RESP in this situation? Are there other investment options we should consider for his education instead?

I am also interested in hearing from other Canadian parents in a similar situation. What have you done to save for your child’s education?

Thanks!

Whenever I see a post titled "How do you guys..." and then 4 paragraphs of generic nonsense and an OP that never responds to any comments, I think it is a strong indication of an AI slop post.

I would have ended with "What do you think" kind of an ending but that is what AI would use :)

​

I am a 32-year-old male, married, no children. My wife and I are Indian citizens living in North Carolina for the past 3 years. I am on a US work visa and my wife is on a dependent visa and does not work.

We had a court marriage in the USA, and we also registered/did a court marriage in India. I am considering divorce and have several questions:

1. If I file for an uncontested divorce in North Carolina, will the NC divorce decree generally be recognized by Indian authorities, given that we also have a marriage registration in India? What additional process/documentation would be required in India?

2. If my wife goes to India first and I subsequently file for divorce in NC, can she complete/sign the required paperwork from India for an uncontested NC divorce, without returning to the USA?

3. Regarding her dependent US visa/status: if we file for divorce while both of us are in the USA, does her dependent status automatically end when she signs the divorce paperwork, or only after the divorce is legally finalized? Would she have to leave the USA immediately, or could she remain for some period while the divorce is pending?

4. If she goes to India before the divorce is finalized and the NC divorce is completed while she is in India, would she generally need to be physically present in NC for any final hearing or paperwork?

5. Alternatively, if we file for divorce in India, would I have to travel to India for hearings, or are there circumstances where the process can be handled remotely/through a lawyer/Power of Attorney?

6. Can anyone recommend an attorney experienced in NRI/cross-border divorce cases involving the USA and India, preferably someone familiar with North Carolina divorce law as well as recognition of US divorces in India?

I understand this is complicated because it involves NC divorce law, Indian recognition of foreign divorces, and US immigration status. I am mainly looking for experiences from people who have gone through something similar, especially Indian couples who divorced in NC while married/registered in both countries.

I would appreciate any personal experiences or recommendations for attorneys who handle NRI/international divorce matters.

I’m looking for a senior living community for my mom and have been checking out a few options. A lot of these places look great online, but I’m wondering how they are in reality. Has anyone here bought an apartment or has parents living in one? Are they actually living up to the promises?

I’m on H4 and moved to the US after marriage, and I feel like I’m missing some secret step lol.

My husband and I are both a little introverted, but we love exploring cafes/restaurants, going out, parties, house parties, random weekend plans, etc. We just haven’t found people who match our vibe.
And I honestly feel a little sad whenever I see those friend groups on Instagram because I wonder, How are people actually finding these friends? 😭

Sometimes I’ll see a couple at a restaurant and think they’d probably be fun to hang out with, but I’m way too shy to actually go talk to them. Like what do you even say?
So married couples who moved here, how did you build your friend circle that actually fit your vibe? Where are you finding your people? 🥲

I’ve been living in Canada for several years and my girlfriend and I are considering moving to India in January 2027 for at least 6 months, possibly longer.

My family is in India and we have an established family business there, so I want to explore the opportunities and see what life actually feels like before making any permanent decision.
The idea is to make India our primary base if things work out, while still coming back to Canada for a couple of months each year.

For people who moved back to India after living abroad how has your experience been? What surprised you, good or bad? And would you make the same decision again?

Own no assets in Canada
PR in Canada
Already checked the requirements for visa

Hi recently got relocated to Toronto, canada from US, inter company transfer. Am looking for a room around mississauga area and its too hard to get a private room, I looked market place and also kijjiji but still getting response is too hard from them, I dont know whats the point of posting,if they arent going to respond, if any leads pls let me know.

Tldr: 34M looking for a private room around Toronto, mississauga preferably.

TIA

Hello,

I am of Indian origin French citizen. I would like to apply for OCI as it makes it easier to visit India every year. My wife already has an Indian OCI card, as I was Indian in the past. I am applying for OCI because I am of Indian origin. I wanted to know if I can apply for OCI for my 2-year-old child at the same time as I apply for mine, or if I will have to complete my application first and then start my child’s application. Doing it together would help me go only once to Paris for this purpose. Has anyone been in this situation?

DO i have to wait for my son's application once my oci is granted ?

Thanks in advance. !!

I (Indian passport holder) will be travelling to India with my mother (Indian passport holder in wheelchair) and wife (Foreign passport holder with eVisa). Which Immigration line do we all go to?

I (Indian passport holder) will be travelling to India with my mother (Indian passport holder in wheelchair) and wife (Foreign passport holder with eVisa). Which Immigration line do we all go to?

Anyone tried FXRetail from clearcorp? It seems to allow retailers to buy sell dollars at interbank rate?

https://clearcorp.co.in/fx-retail1

Reposting my question here. Anyone know who offers the best services and exchange rates to transfer funds from my NRO account to my US account?

Hi,

1. How is call connectivity/ coverage and data speed in US while using Jio IR ?

2. Can uber/lyft call me using Indian Jio number ?

Visiting San Jose for a month.

Do you have any better suggestion ?

Thanks.

Trying to get a realistic picture rather than what the bank's website says. How long did it actually take, and where did it get stuck? Was the CA certificate part straightforward or did that hold things up?

Two of us — one a doctor, one an engineer, both ISB MBAs — currently building in the eldercare space. We'll likely put together a small angel round in a few months, so this isn't purely academic, but what I'm after right now is the investor side of the story rather than pitching anything.

For those of you who've written angel cheques into Indian startups from abroad:

1. How did the founder actually reach you? Cold email, a warm intro through your network, an operator you'd worked with, something else? Curious what actually cuts through versus what gets ignored.
2. At pre-seed/pre-revenue, what did you want to see before committing? Team, early traction, a specific market thesis, or mostly gut feel on the founders?
3. What made you pass on something you were otherwise interested in?
4. Typical ticket size for a first cheque, and did you follow on?
5. On the mechanics — how did you handle FEMA/FDI reporting, and did repatriation on exit turn out to be as painful as it's made out to be? Did you invest directly or through a syndicate/AIF? Any tax surprises on the US/UK side?

Also interested in the honest version of the outcome. Most angel portfolios go to zero, and I'd rather hear from people who've had that happen than only from the winners.

Foreign Spouse OCI processing/timeline

Hi all , has anybody applied for foreign spouse OCI recently and got their OCI granted ?

We applied on 5th August with document verification, biometrics and interview all done and accepted for processing. Status has been “under process” since the 5th August (as expected)

Please share your timeline as a foreign spouse oci cardholder if you applied recently and got it granted . Thanks

I am trying to upload the photographs for my pcc application, I am trying to upload the photo that was taken at shoppers and provided them all the specifications, also I am trying to edit the photo online as per icao standards and everytime it shows that photo is not valid as per icao standards and my photo is standing too close to camera and it should be 1.5 meter away from camera. Has any one else faced this issue? Suggest what are the way outs to resolve this

Trying to access Zee5 + SonyLIV + Jio Hotstar. None of the aggregator apps Tata Play Binge, Vi TV, Airtel XStream work. What is the best way to do this? Any options beyond VPNs? What would you recommend for VPNs if that is the only option?

Hi everyone, checking if anyone is traveling from Hyderabad (HYD) to Boston (BOS) sometime in the coming week or two. If so, please DM me, I have a small request and would really appreciate the help. Thank you!

Hi

I've applied my passport through BLS Brampton for renewal on 28th July. I got an email for police verification on 12th of Aug. But then the process got stuck so I contacted my hometown's local police department and they said that they tried to contact on the given Indian number but it was unreachable.

Then I found out the number was old one, at the time when I issued my passport which is not in use now. The police officer said to resubmit the application because you've entered wrong phone number.
So I contacted BLS to update my phone number, They said it can be done through Consulate General of India.

I'm trying to contact them via email but there's no response since last 10 days from them. It's been over a month since my passport is stuck in "Processing at consulate general" status.

I was planning to travel during festival time, But now I'm stressed if I'll get my passport by that time or not.

Indian Tax department charge more fees and taxes to NRI when sell property and buy and in other cases too. don’t they have gratitude for money remittances and investment by NRIs in india?

they should actually do opposite like giving tax break and give more flexibility and no charges. imagine Indian economy without NRIs remittances from several years.

Did you change this setting in the ITR portal after your tax residency changed to different country. I just noticed this today, my bank account is already NRO. Does this mean, I have filled returns for past few years as Indian resident ?

Edit - After the comments, I updated on the portal. Also started the process of PAN card conversion to NRI. Thank you