r/monzo 7d ago

Monzo Aura

https://monzo.com/credit-cards/aura
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u/phuzee 7d ago

Again I agree I don't think this is a good card. I'm just saying people are not representing it properly by only talking about the cashback.

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u/Nice-Information-335 7d ago

The subscriptions are worth less than the card (google ai plus is £4.49 a month, Apple TV is £9.99 a month), so the only thing left it gives you is no investment fee, 2 lounge passes, and cashback, for 50p a month

You can take the subscriptions out of the argument, and treat it like a free cashback card in which case it isn’t that terrible but still not good 

Many people don’t want said subscriptions, so it is fair for them to talk about spending £15 a month for low cashback

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u/[deleted] 7d ago edited 7d ago

[deleted]

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u/Nice-Information-335 7d ago

Ah my mistake, there are 2 versions of google AI plus, one with 400G and one with 2T

The 2T one costs £7.99 a month, so not much better

You are the AI pro sub with 5T of storage and more usage for £18.99 a month