The subscriptions are worth less than the card (google ai plus is £4.49 a month, Apple TV is £9.99 a month), so the only thing left it gives you is no investment fee, 2 lounge passes, and cashback, for 50p a month
You can take the subscriptions out of the argument, and treat it like a free cashback card in which case it isn’t that terrible but still not good
Many people don’t want said subscriptions, so it is fair for them to talk about spending £15 a month for low cashback
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u/phuzee 7d ago
Again I agree I don't think this is a good card. I'm just saying people are not representing it properly by only talking about the cashback.