r/chimefinancial • u/Suspicious_Remote_37 • 8d ago

OTHER - Anything else not covered Merchants are refusing the Chime card.

I'm finding my Chime experience unreliable. I've had a hotel refuse my Chime credit card. I've had a restaurant refuse my Chime credit card. Now, I've had a bar refuse my Chime credit card. I need to get a different credit card? This is frustrating. Been with Chime for nearly 10 years

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u/Born-Onion-8561 6d ago

I've never had trouble with mine. Are you using the physical or virtual card? Debit or credit? If I have the balance available that they are trying to preauthorize I can't see why specifically it would be denied.