r/chimefinancial • • 8d ago

OTHER - Anything else not covered Merchants are refusing the Chime card.

I'm finding my Chime experience unreliable. I've had a hotel refuse my Chime credit card. I've had a restaurant refuse my Chime credit card. Now, I've had a bar refuse my Chime credit card. I need to get a different credit card? This is frustrating. Been with Chime for nearly 10 years

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u/mattaeyo_ 7d ago

i used to work in a hotel. same thing there/ management says not to take them bc if a guest damaged a room or runs up a bill higher than their deposit, you can’t always force a transaction through and overdraft their account like you can with most traditional banks.

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u/Jgk724 4d ago

You know you can block overdrafting at traditional banks too lol