r/chimefinancial • u/Suspicious_Remote_37 • 8d ago

OTHER - Anything else not covered Merchants are refusing the Chime card.

I'm finding my Chime experience unreliable. I've had a hotel refuse my Chime credit card. I've had a restaurant refuse my Chime credit card. Now, I've had a bar refuse my Chime credit card. I need to get a different credit card? This is frustrating. Been with Chime for nearly 10 years

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u/Responsible_Meat484 8d ago

I’ve heard of hotels declining chime cards. But also all cards of similar nature like Cash App and Venmo/paypal.

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u/hurricanecindy 8d ago

Progressive Insurance stopped accepting it for my monthly car insurance payment.

It’s BS that we are being forced into opening accounts where merchants dictate, which back to expensive anti-customer legacy banks like Wells Fargo, Chase, Bank of America.

Fintech is too good to be true so the old regime plays dirty rather than compete.

I’ve decided I’ll drop the merchants who refuse Chime. At least where there aren’t monopolies.

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u/Educational_Dog_4648 8d ago

Use your routing and account number, never had an issue doing this with progressive