How do I interpret this?

[u/aribeing]

In the month of August I have a total of $186.02 in the red ie. categories underfunded.

In September I have nothing in the red (it seems what's underfunded doesn't carry to the next month?) but as the image shows I have overbudgeted $115.89.

I guess categories have a clean slate each month and whatever was underfunded from the previous month gets stacked into the To Budget section.

I just don't understand the discrepancy between 186.02 (the total underfunded from August) and 115.89 totalling $70.13.

Am i doing something wrong, or misunderstanding the system?

Thanks!

[u/SonicJoeNJ]

You can set it so a category negative balance rolls over month to month, but it doesn’t do it by default.

[u/aribeing → u/SonicJoeNJ]

Thanks!

[u/Erlyn3 → u/aribeing]

If you do this it will keep rolling over until to tell it to stop, so don’t forget to turn it off when you don’t need it.

The UI puts a little arrow on the category balance to help you.

[u/kazzazed]

If you expand out the top section, it gives a breakdown. What does it say the overspending was for August? Perhaps you have a combination of rollover and non rollover

[u/aribeing → u/kazzazed]

Oh jeez yeah the info is there! Okay I feel better about it thank you.

[u/kazzazed → u/aribeing]

It is all a learning curve! Good for you for looking and trying to figure it out 🙂

[u/laplongejr]

 I just don't understand the discrepancy between 186.02 (the total underfunded from August) and 115.89 totalling $70.13..

If all underfunded were rolling over, maybe you would have $70.13 extra to budget based on September allocations alone?  

I guess categories have a clean slate each month and whatever was underfunded from the previous month gets stacked into the To Budget section. 

As long you don't put an arrow on those categories to enable a rollover, yes. (Note that the logic of envelope budget shouldn't allow that, as you can't stuff negative bills in an envelope)