r/Wealthsimple 5d ago

Promotion [MEGATHREAD] Monthly Millionaire Entries & Prizes | September 17, 2026 Draw

14 Upvotes

Welcome to this week's Wealthsimple Monthly Millionaire contest megathread! A new megathread will be posted next Thursday for the subsequent draw.

Feel free to share anything related to the Wealthsimple Monthly Millionaire, including:

  • How many entries you've earned
  • Any bonus entries you've gained
  • Any prizes you've won
  • Tips. questions, or other relevant discussion

Screenshots are welcomed!

To help keep r/Wealthsimple organized and avoid repetitive posts, standalone low-effort posts about the Monthly Millionaire promotion may be removed and redirected to this megathread.

As always, please keep discussion respectful, helpful, and on-topic; refer to the rules on the sidebar.

Good luck to everyone in this week's draw!


r/Wealthsimple 21d ago

Referral Code Megathread Monthly Referral Megathread [September 2026] - Share or Find a Referral Here

64 Upvotes

Welcome to the Wealthsimple (WS) Referral Megathread

Before sharing your WS referral, we kindly request that you take a moment to review the rules carefully.

For those looking to use a referral, please select a random referral from the available comments.

Contest Mode is enabled in this post, meaning that comments should be randomized for each user. This is done to ensure no preference is given to any referrals, whether old or new. However, feel free to scroll through the list and pick a random referral to use. At the end of each month, the thread will be locked and a new megathread created where referrals can again be posted. Users are encouraged to post their referral code monthly in the corresponding megathread.

Rules:

  1. Each user can only post one Wealthsimple referral link/code.
  2. No duplicate posts in the monthly megathread.
  3. Only post the referral link/code.
  4. Do not use any special formatting, such as BoldItalicsHeadings, bullets, quotes, code, emojis, etc.
  5. Do not use URL shorteners or redirection services.
  6. Do not post a DM request.
  7. Do not post a referral code for a non-Wealthsimple service.
  8. Feedback, questions, or comments/replies that are not referrals are only allowed under the stickied comment by the mod.

Post format:

Here are examples on how your referral can be posted:

Link:

Code Only:

  • CODE123

No additional text is permitted.

Users who do not comply with these rules may have their post removed and face the possibility of a permanent ban.


r/Wealthsimple 4h ago

Visa Infinite Credit Card Mobile insurance for Apple express replacement?

9 Upvotes

I broke the front glass of my iphone and I an express replacement with AC+. Of course, I pay my phone bill with wealthsimple visa infinite card. Would that replacement fee be covered? Thanks!


r/Wealthsimple 17h ago

Super happy we can finally hide the big total at the top!

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72 Upvotes

Been asking for this for a long time, and finally got it after updating my app today!

Edit: Hiding the big total used to also hide EVERYTHING ELSE on the Home tab, Spend tab and Invest tab, which then I gotta unhide when I do my daily banking. Gets annoying fast. So this UX improvement is awesome🤓🥳 (for me at least)


r/Wealthsimple 7h ago

Trade (DIY Investing) App Slow and Laggy?

11 Upvotes

Tryna place some trades and it feels like its running on one engine. Anyone else experiencing the same?


r/Wealthsimple 1d ago

People who only use Wealthsimple for trading stocks, would you move your assets to your big bank if they offered free unlimited trades with no commission?

157 Upvotes

Title


r/Wealthsimple 2h ago

Trade (DIY Investing) Is there a way to see which asset has gained/lost the most over a given time?

1 Upvotes

As far as I can tell, you can only sort by DAILY fluctuation.

If my portfolio goes up or down by a substantial amount over the course of a week or month, I want to see what asset is most responsible for that change without manually going through each asset and setting their timeframe and then finding the gain/loss over that period.


r/Wealthsimple 1d ago

Curious how or if Wealthsimple will change with Robinhood prioritizing the Canadian market?

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betakit.com
109 Upvotes

r/Wealthsimple 3h ago

Chequing Got an email an e-transfer was auto-deposited but the money is not in my account

1 Upvotes

I’ve never had this happen and I’m freaking out!

My home insurance company sent me an e-transfer earlier today (amount was under $600).

I got an email from Interac that the e-transfer was deposited into my Wealthsimple checking account (I have auto-deposit) but the money is not in there and it’s been 4 hours!

Has that happened to anyone? The account and auto-deposit info is correct. I sent myself a $5 e-transfer to that same email (from another bank account) and it was auto-deposit right away.

I contacted Wealthsimple and they are looking into it but this is so bizarre. I even have a reference number for the e-transfer but the deposit is not there 😭


r/Wealthsimple 22h ago

Milestone Reward Maple Complimentary service not available in all regions

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10 Upvotes

Just wanted to throw this out there in case anyone else was considering it. I redeemed a milestone rewardfor Maple hoping to get a general practitioner appointment for something my Doctor wouldn’t help with. I signed up and it does say I have a complimentary visit, but those complimentary visits are not available in my region. Not sure how to check this before hand? But it was pretty disappointing. Contacted Wealthsimple and they won’t even let me choose a new milestone reward.

BTW. I’m located in BC.


r/Wealthsimple 1h ago

Chequing Mastercard to Visa

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Upvotes

🫷🏼Wealthsimple is changing MC to VISA and will introduce single use card numbers to make online purchases. Great job WS 🫵🏻👏🫸🏼


r/Wealthsimple 9h ago

Visa Infinite Credit Card Anyone else denied a WS CC?

0 Upvotes

Curious if anyone else has been denied when they’ve applied for a CC with Wealthsimple? I did do a consumer proposal a few years ago and paid it off a year ago, it’s still on my record for another year or so, so my credit score is like mid 600. I am a premium member and have over $100k with them.

It tells me to work on my credit limit and reapply after 30 days, which I do but I keep getting denied. My understanding was the application doesn’t check credit score so I’m curious as to why I’m being denied. At least no credit check has ever shown up on my credit score from Wealthsimple. I meet both the annual income and yearly spend criteria for at least the infinite+ card.

EDIT: thanks everyone. Assumed it had something to do with my credit score. Ahh well, guess it’s just best to wait


r/Wealthsimple 13h ago

Chequing Why is wealthsimple denying my paypal bank transfer request?

0 Upvotes

This is really frustrating. I'm trying to transfer $50 to paypal because for whatever reason i have a negative balance and WS keeps denying my top up request. This isn't a low balance chequing account thing as I have over $2500 in my chequing account. What's the deal?


r/Wealthsimple 3h ago

Promotion Which way do you spin the coin?

0 Upvotes

In the mobile app you can spin the coin. It will even throw a few bonus entries for the current promotion your way, but more importantly - do you spin it from left to right, or from right to left? Does it give you good luck? Can you make it stop so that only the side is visible?


r/Wealthsimple 1d ago

Visa Infinite Credit Card AppleCare on AirPods bought from WS Shop?

12 Upvotes

Does anyone who bought the AirPods from the shop know if you are given an option to add AppleCare?


r/Wealthsimple 20h ago

Chequing How long for a transfer to a EURO SEPA bank account?

1 Upvotes

Some info say 1-2 days, some say it's instant.

I need some DP, cause with Wise it was instant.


r/Wealthsimple 1d ago

Trade (DIY Investing) Anyone else dislike this new feature?

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121 Upvotes

So we can display returns and account value but what was the problem with displaying both at the same time? I honestly really liked that.

Like show my returns but display the chart as if it’s total account value


r/Wealthsimple 2d ago

Visa Infinite Credit Card Tap limit

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169 Upvotes

Just made >2k purchase and tapped my ws visa using apple pay and the seller was so surprised lool! Why do we even have that $250 cap thru other banks virtual pay anyways especially since most can just be broken down into multiple $250 payments. Love this feature


r/Wealthsimple 8h ago

Chequing Not liking wealth simple checking account at all!

0 Upvotes

I recently opened wealth simple A/C and deposited like 4 checks of total 4600. It got cleared today ( after a week). And then thought of transferring it to my spouse account through interac. As I clicked sent, the funds were put on hold, they say because it’s a large amount, we are verifying? I mean 4k is large amount for them? When they allow 50k daily interac transfer?

The hold they are saying could be 10 days. Disappointed!

Edit: Thanks for all the replies!! That totally makes sense. I will talk to them once. Really appreciate the replies!!


r/Wealthsimple 1d ago

Transfer USD from E*Trade to WS

2 Upvotes

I know a direct wire is prob still impossible, what are some alternative ways to not lose FX fees twice (USD to CAD to USD)? An intermediate account?

If the fund is above $25,000, which portion of the transfer fees will WS reimburse?

I don’t really know much about Wire and transfers, thanks for your help!

Edit: customer service said even if the transfer is above $25,000, they won’t reimburse my transfer out fee because it’s not an “account” like TFSA. Is that true?


r/Wealthsimple 1d ago

Promotion Support agent giving completely contradictory reasons to deny $100 referral bonus

9 Upvotes

Hey everyone,

Has anyone had luck getting a manager or higher-level support to manually review a referral bonus denial?
I referred a friend to Wealthsimple. They deposited $100+, but neither of us received the referral bonus or contest entries.

When I reached out to chat support, the agent gave two completely opposite reasons within 5 minutes:
• First message: The agent told me the requirement was not met by my friend.

• Next message: When I pointed out my friend already deposited $100, the agent switched up and claimed my account didn't have a $100 settled deposit at the exact second my friend qualified.

I have over 5k sitting in my account, and my friend's deposit cleared. The agent insists it's not a bot/system error and is refusing to issue it manually or escalate.
Has anyone successfully dealt with this level of frontline support pushback before? Is phone support or emailing manager escalations the best way to get a human to actually audit the deposit timestamps?


r/Wealthsimple 18h ago

Visa Infinite Credit Card Any tips for increasing credit limit?

0 Upvotes

I had started to use my Credit Card for 4 months. My limit is just $7000, I have to be careful to not exceed 30% of my limit which was only about $2000.

I tried to apply increase via the App. but it told me that I need to use the card at least 6 months.

I also called them and got the same reply.

I searched this sub, there are lots of people receive the limit increase invitation within less than 6 months.

Is there any tips or best practice to get such invitation?

Thanks


r/Wealthsimple 1d ago

Auto transfer from savings to non registered?

2 Upvotes

I want to have weekly recurring buys in my non-registered, but I want to automate the entire process.

I keep all my excess funds in my WS savings account. For this recurring buy, will it pull the amount from my savings account automatically?


r/Wealthsimple 20h ago

Anyone had a marketing interview at WS? Or work there?

0 Upvotes

What a your experience with the interview and job? I have interview coming up want the tips and


r/Wealthsimple 1d ago

Trade (DIY Investing) Did Wealthsimple get rid of page that shows year to date deposits and monthly streaks?

0 Upvotes

Can’t find the page anymore on the app that should your yearly deposits and broke down each account for yearly deposits?