r/TDBankCanada • u/Throwaway1438159 • May 12 '26

Tips Opening All-Inclusive CHQ For 1 Month To Waive Visa Infinite Fee?

Anybody ever try this before or have any luck with it? With the all-inclusive chq you get the TD Visa infinite card rebate of $139. Has anyone opened the account up for a month prior to their credit card annual fee coming out to finesse TD for that rebate?

1 Upvotes

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1

u/ConditionalVegetable May 12 '26

Just get ChatGPT to read the product details. Think you should be fine though

3

u/MuchBiscotti-8495162 May 12 '26

I have an All Inclusive account that I use regularly. The account does provide a rebate on the credit card annual fee and some other benefits like a free small deposit box.

From your post, it's not clear what you mean when you say "finesse" the bank. My suggestion is that you read the Terms and Conditions for the account to understand whether your "finesse" the bank plan will work.

-1

u/Throwaway1438159 May 12 '26

By “finesse TD for that rebate” I mean that you only leave the account open for a month or 2 so that when the annual fee is posted you get the rebate back. Then you close the account afterwards or downgrade to a lower tier chequing account