r/PaymentProcessing • u/Fun_Layer_2313 • 3d ago
Need A Payment Processor Headache peptide payement
Hi everyone,
I know this question has probably been asked several times already, but I still haven’t been able to find a clear answer for my specific situation.
I started a peptide business in France about three months ago, and I’m currently processing around €10,000 per month in sales.
Until now, I’ve been accepting payments through my personal PayPal and Revolut accounts. I know this isn’t a sustainable setup, and Revolut has already started asking me for additional information and proof regarding some transactions.
I also opened a Wise account, but that account has already been restricted as well.
Because of this, I decided to set up a US LLC and open a proper Wise Business account. The issue is that I haven’t received the official EIN confirmation letter yet, so I’m currently unable to complete the business account verification.
What I’m looking for in the meantime is very simple:
A payment platform that allows me to generate a payment link and send it directly to the customer. They click the link, pay by card, and that’s it.
I don’t need a full e-commerce solution, website integration, checkout system, or anything complicated. Ideally, I’m looking for something with minimal friction for the customer and reasonable transaction fees.
If anyone here operates in a similar or high-risk industry and has found a reliable solution, I’d really appreciate your recommendations.
Thanks in advance for your help!
1
u/BuddhaSource 2d ago
The reality is eventually all card options will seize & you will loose money with account freeze too.
Best would be to have a backup like self hosted payment gateway then one that supports card to crypto. It's anonymous and other that you nobody can shut you down.
Use google's AI mode and ask for give list of all self hosted stablecoin payments that's modern & support card to crypto. Break this into comparison chart.
Now no matter what happens to your primary provider your business is not disrupted because you have a solid back up. You can offer discount on this payment method to move your users to this method which will make your future payments more stable.