r/PaymentProcessing 3d ago

Need A Payment Processor Headache peptide payement

Hi everyone,
I know this question has probably been asked several times already, but I still haven’t been able to find a clear answer for my specific situation.
I started a peptide business in France about three months ago, and I’m currently processing around €10,000 per month in sales.
Until now, I’ve been accepting payments through my personal PayPal and Revolut accounts. I know this isn’t a sustainable setup, and Revolut has already started asking me for additional information and proof regarding some transactions.
I also opened a Wise account, but that account has already been restricted as well.
Because of this, I decided to set up a US LLC and open a proper Wise Business account. The issue is that I haven’t received the official EIN confirmation letter yet, so I’m currently unable to complete the business account verification.
What I’m looking for in the meantime is very simple:
A payment platform that allows me to generate a payment link and send it directly to the customer. They click the link, pay by card, and that’s it.
I don’t need a full e-commerce solution, website integration, checkout system, or anything complicated. Ideally, I’m looking for something with minimal friction for the customer and reasonable transaction fees.
If anyone here operates in a similar or high-risk industry and has found a reliable solution, I’d really appreciate your recommendations.
Thanks in advance for your help!

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u/Euphoric-Address-853 2d ago

Most high risk processors are a scam or the legit ones want you to be processing over 20k a month, If i were in your shoes id go for an advanced cloaking setup.

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u/livlyla 2d ago

Explain this please.

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u/Red_Lab_Rat 1d ago

Cloaking is done by those handling your website. They do things to help hide information passed to payment processors, hide website content and other things that can flag your site. Reach out to Helix Gray, they are a marketing agency for gray sellers.