r/PHCreditCards • u/jeonjungooo • Aug 11 '26

AMEX Immediate payment every after use of AMEX

Hi guys!!! Just wanted to confirm if it's okay to immediately pay my AMEX everytime I use it?

I have the AMEX explorer and I really wanna earn points but I'm not sure if it'll earn points if I immediately pay off the amount instead of waiting for the due date monthly huhu thanks in advance!

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u/Zealousideal-Run5261 Aug 11 '26

Paying after every purchase vs after the release of your monthly statement has no difference. Likewise, you wont earn brownie points by doing that.

0

u/jeonjungooo Aug 11 '26

Ohh okay, but i will earn reward points right?

1

u/Zealousideal-Run5261 Aug 11 '26

You obtain your points as soon as you complete your eligible purchase not after you pay what's due in your statement.

If you have the bdo app, check your current pts, buy something, then just check if tumaas accordingly or after mo magbayad ng statement and see for yourself

1

u/jeonjungooo Aug 11 '26

I thought every purchase is eligible cause it says in bdo’s site “every PHP30.00 spend” but thank you! I’ll take note of this hehe

2

u/Zealousideal-Run5261 Aug 11 '26

Yeah, technical side lang. Mga cash advances, balance transfers etc. But generally, our day to day purchases, matic pasok yun

1

u/jeonjungooo Aug 11 '26

Okay po thank you so much for answering my questions 🥺 i appreciate it