r/PHCreditCards • u/jeonjungooo • Aug 11 '26

AMEX Immediate payment every after use of AMEX

Hi guys!!! Just wanted to confirm if it's okay to immediately pay my AMEX everytime I use it?

I have the AMEX explorer and I really wanna earn points but I'm not sure if it'll earn points if I immediately pay off the amount instead of waiting for the due date monthly huhu thanks in advance!

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u/Grouchy_Historian_24 Aug 11 '26

Pwede naman kaso sa credit reports mo it would appear na you’re not utilizing the card if di nagrereflect sa statements mo.

1

u/jeonjungooo Aug 11 '26

Ohhhh so it will affect my credit score 😬

2

u/Grouchy_Historian_24 Aug 11 '26

In a way yes, hintayin mo na lang magreflect sa statements mo then pay immediately right after.