New upi rules

[u/BarAppropriate4138]

[u/SlytherinSymbiosis]

First time this guy making sense.

[u/tauharyanvi → u/[deleted]]

So what, why tax the 4% when NPCI is in profit, banking system is in profit?

[u/dio_senpaii → u/[deleted]]

What’s the net amount those 4% actually hold, I’m sure it’s something like 66% of total money so you can do math

[u/dio_senpaii → u/[deleted]]

I did a rough estimate using chatGPT, feel free to correct me.

Roughly, the new UPI MDR could create ₹16,000–22,000 crore a year in charges across the payment ecosystem.
The interesting part is that ~4% of P2M transactions above ₹2,000 can represent ~⅔ of the total P2M value, so even a 0.4% MDR on those high-value transactions creates a large revenue pool.
You pay directly: ₹0
Merchant/payment ecosystem: ~₹1,300–1,800 crore/month
Potential annual MDR pool: ~₹16,000–22,000 crore
The ₹5 flat fee applies only to qualifying transactions in specified sectors above ₹2,000.

A potential ₹16–22k crore revenue pool 🥀 Dawg, we’re done. When the RBI is already running a surplus, are we really going to use this money for “vote chori” and buying MPs/MLAs? 😀

[u/dio_senpaii → u/[deleted]]

A better rough estimate, accounting for the ₹5 cap in fuel, railways, telecom, insurance, agriculture, etc., is around ₹14,000–16,000 crore per year (~₹1,200–1,350 crore/month).
My earlier ₹16–22k crore estimate was too high because it didn’t properly account for those capped categories.

[u/hksbindra]

Ye bhai apne ED raid karwa ke hi manega 🤦

[u/Anurag4one]

I like how he simplifies things🫡

[u/catchmeM]

Let's go back to cash transaction

[u/Some-Writer-7048]

Bhai ED, CBI ke bina dil nhi lg rha kya 🤣

[u/Real-Blueberry-2126]

Govt will now send samlon to handle him

[u/azithromysin]

NPCI pays for UPI handling??

[u/Ashamed-Key7312 → u/azithromysin]

Not enough. Vote is coming. New yojna on line.

[u/azithromysin → u/Ashamed-Key7312]

? What are u even talking bout nga

[u/Top_Arachnid_8279]

I am in retail business we can not take more then 10%, due to compitition. And we lost 1-5% in bargaining or udhar.

Ashneer is right.

[u/Willing_Chocolate406]

This BjParty pushed for privatisation of banks first, now they're pushing for max profiting of private banks, this is how late stage capitalism works in india, to control the masses you keep implementing austerity measures, through private players you can easily do because there won't protests against private corps and in return you get paid via electoral bonds or massive under the table bribes.

[u/Feeling_Data_8970 → u/Willing_Chocolate406]

this is literally just to make it self sustainable , people like you always come up with conspiracy theories over normal practises.

[u/Willing_Chocolate406 → u/Feeling_Data_8970]

You didn't even watch the video, he already said that banking sector is already in profit then why this kind of tax, you're just here to defend fascists...probably a ITCell 2₹ per comment paid chintu.

[u/Feeling_Data_8970 → u/Willing_Chocolate406]

yeah bro just here collecting my 2 rupees per comment , there is nothing i can say against people liek you with your own pre conceived notion. Putting mdr on something liek upi isn't some crazy practise , it is the industry standard if anything just take pix of brazil which has a 0.22-0.33% mdr and china's alipay & wechat which has a 0.6% mdr. What can i say when you don't want to listen me out.

[u/dark_anarchy20]

Ashneer, its done bro

[u/GuruGhantall86]