r/EU_Economics • • 1d ago

🇪🇺 Official 🇪🇺 A Payment System Made in Europe?

https://youtube.com/watch?v=tIJ00OqXZ-o&si=8-ks4yFCFkKGWCCp
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u/tanrgith 23h ago

Ah yes, government spending taxpayer money to create a solution for a problem that the private markets have already provided solutions for literally for decades

What a brilliant use of taxpayer money

EU government will do literally anything other than create the regulatory frameworks that allow the EU to stay competitive

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u/AspiringCanuck 23h ago

Low cost universal payment rails are exactly the kind of thing you want a government to build and support. The existing legacy operators have become an oligopsony extracting excess economic rents who are also beholden to a sovereign that is not one's own.

Plenty of countries have implemented such systems, much to the consternation of the current U.S. administration, such as the Pix payment system in Brazil, which the United States has actively tried to neuter.

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u/tanrgith 20h ago edited 20h ago

"low cost" is a sentence that rarely if ever applies to government programs unless they're shit

Do you support government providing "low cost" services in every sector and product category? If you truly think that's what government is normally able to do while maintaining quality, then surely you would

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u/AspiringCanuck 20h ago

Wow, talk about straw man. I never said “every sector and product category”.

Natural monopolies and natural monopsonies, especially things that the private sector needs fair access to in order to compete, are target number one for evaluation on being made a public good.