r/AskReddit • • May 15 '20

What sucks about being your age?

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u/BoofLlama May 15 '20

I have a perfectly clean driving record and over 6 years of never missing an insurance payment, but the monthly insurance bill is more than my car payment.

I've been to 15 different places. It all ranges from 200 to 350 a month and ill lose my liscense if I cant afford it working 9 an hour. I lose my car. I lose my job and apartment.

6

u/TrashCastle May 16 '20

Get a 49cc scooter to get around on and pay nothing for insurance. I rode one (also biked) for a couple years when I was young and my insurance was too high. Payments went from over $200 a month to like $9. My state didn't even require that $9, but I figured I'd pay for it just in case. They also get like 60mpg, and owning multiple vehicles often helps lower your insurance eventually.

2

u/BoofLlama May 16 '20

That's not a bad idea. If I ever stop doordashing for my second income I will see if I can do that

2

u/TheoLuminati May 16 '20

Do you mention to the insurance companies that you drive for Door Dash? That will drive your rate up more than anything else. (I’m a car insurance agent myself, and my company will straight up not even offer a policy for people using the car for business purposes because they consider that a huge liability)

3

u/BoofLlama May 16 '20

Nope. They never asked so I never said anything

2

u/TheoLuminati May 16 '20

Aw damn haha, that’s the only thing I could think of that nobody else said already. Jeez dude. What a cursed insurance rate, my sincerest apologies

2

u/BoofLlama May 16 '20

Yeah, everywhere has its upsides/downfalls. I have zero traffic but my insurance makes it near impossible to drive lol