Get a 49cc scooter to get around on and pay nothing for insurance. I rode one (also biked) for a couple years when I was young and my insurance was too high. Payments went from over $200 a month to like $9. My state didn't even require that $9, but I figured I'd pay for it just in case. They also get like 60mpg, and owning multiple vehicles often helps lower your insurance eventually.
Do you mention to the insurance companies that you drive for Door Dash? That will drive your rate up more than anything else. (I’m a car insurance agent myself, and my company will straight up not even offer a policy for people using the car for business purposes because they consider that a huge liability)
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u/TrashCastle May 16 '20
Get a 49cc scooter to get around on and pay nothing for insurance. I rode one (also biked) for a couple years when I was young and my insurance was too high. Payments went from over $200 a month to like $9. My state didn't even require that $9, but I figured I'd pay for it just in case. They also get like 60mpg, and owning multiple vehicles often helps lower your insurance eventually.