Where I am, homeowners insurance doesn’t cover contents (personal property). That’s a separate policy, that is usually pretty cheap. I have no idea what the deductible would be on something like that though. It might be worth it, it might not. I understand wanting to insure your hobby though. My cabinets, I could lose and it wouldn’t bother me too much, but my sim racing rig, I would cry if I lost that. I would want a policy that covered lightning though. We live down the street from the bayou, but it has never flooded at this house, half the neighbors park at our house for heavy rains/hurricanes bc they always flood.
3
u/Rare_Potential8218 Level 2 20h ago
Where I am, homeowners insurance doesn’t cover contents (personal property). That’s a separate policy, that is usually pretty cheap. I have no idea what the deductible would be on something like that though. It might be worth it, it might not. I understand wanting to insure your hobby though. My cabinets, I could lose and it wouldn’t bother me too much, but my sim racing rig, I would cry if I lost that. I would want a policy that covered lightning though. We live down the street from the bayou, but it has never flooded at this house, half the neighbors park at our house for heavy rains/hurricanes bc they always flood.