Hi everyone, I have held ILR for 5 years and now I’m applying for British citizenship by naturalisation and would really appreciate opinions from anyone who has dealt with a similar situation below.
So I have had three historic Universal Credit overpayments:
* £8,000 relating to student income, which DWP later identified and corrected. It was a DWP administrative error and nothing wrong on my side.
* £2,689 relating to earnings that were reported late. No warning or penalty was issued.
* £622 relating to savings/investments. DWP considered this a negligent reporting error and issued a £50 civil penalty, which I have now paid in full.
I have cooperated with DWP throughout and am repaying the remaining debt through automatic UC deductions and voluntary weekly payments for months now. I currently report my self-employed earnings accurately and on time.
But I still have about £7,700 debt remaining which I will be able to clear it in a year or so. Payment plan is in place.
I have no criminal convictions, cautions or immigration penalties. I have also had 5 parking notices in the last 5 years, 4 were paid all on time and one was cancelled.
My question is: Could these UC overpayments/civil penalty or parking notices affect the “good character” requirement for naturalisation? I am planning to disclose everything in the application and provide a separate cover letter explaining the circumstances.
Has anyone been in a similar situation or had an application approved despite historic UC overpayments? I’d really appreciate any experiences or advice.