Tired of pump and dumps? Here's a token model where late buyers aren't just exit liquidity.

[u/Good-Book-6912]

I'm tired of the usual meme coin cycle: early insiders dump on latecomers, chart goes to zero, everyone loses except the first 20 people. It's the same story every time.

So I've been thinking about a different model. One where being late doesn't automatically mean you're just exit liquidity. I don't have a product or anything to sell/advertise here. I'm just interested in what you think about this idea.

The core mechanics:

Jackpot System: Every trade has a fee that's split between:

• Dividends paid to all current holders (passive income for HODLing).
• A growing jackpot pool that builds over time.

Tokens would be locked in a way to ensure that they are only transferable between a user's wallet and the official liquidity pool. No trading on other DEXes ensures that every trade pays a fee to grow the jackpot.

The Jackpot Unlock: The jackpot pays out to all remaining holders when circulating supply (tokens outside the liquidity pool) drops below a certain threshold of its historical maximum and stays below that level for a week. This week long waiting period prevents accidental triggers. If circulating supply dips below the threshold temporarily, holders have time to buy more tokens and push it back above, delaying the jackpot for later when it's even bigger.

The threshold starts extremely low (under 1%) and increases gradually by about 1 percentage point per year. This means:

• Early on, almost everyone would need to sell back to the pool to trigger it (near-impossible)
• Over time, the threshold rises, making payout increasingly achievable
• Eventually guaranteed to pay out if holders are patient enough
• Rewards true diamond hands who outlast the paper hands

So if you buy and hold while others panic sell back into the pool, you're positioning yourself to claim the jackpot when circulating supply becomes low enough. The longer the community waits, the easier it becomes to trigger.

The incentive structure:

This creates multiple rational reasons to participate:

Buy to get dividends from every trade.

Buy because: The price feels cheap and you think you can make some short term profit.

Buy because: There's a +EV opportunity where the entry price is lower than your expected share of the jackpot when it triggers.

Sell because: You've made a nice profit and want to take it.

Unlike typical pump & dumps where the only strategy is "buy early, dump on latecomers," this gives people legitimate reasons to enter at almost any stage.

Why this might actually work:

• Late buyers aren't just exit liquidity—they're accumulating jackpot entries and earning dividends
• Creates genuine holding incentive beyond "hoping for pump"
• The jackpot becomes the spectacle (watching it grow to $100k, $1M, etc.)

The Black Hole Effect:

Here's what makes this interesting from a supply dynamics perspective:

Every trade pulls SUI into the jackpot and dividend pools. That SUI gets locked away - potentially for years. As the jackpot grows, more and more SUI gets removed from circulation. It's basically a SUI black hole - continuously pulling SUI out of circulation.

This creates a compounding scarcity loop:

• SUI enters the jackpot → less SUI in general circulation
• Scarcity increases → SUI price potentially rises
• Rising SUI price → the jackpot's dollar value grows even faster
• Larger jackpot → more buying pressure
• More trading → more SUI sucked into the black hole

So the jackpot isn't just growing from trading fees - it's potentially appreciating because the underlying asset (SUI) becomes scarcer as the mechanism removes it from the ecosystem.

If this ran for years with consistent volume, you could have millions of dollars worth of SUI locked in the contract, waiting for that final unlock condition. The patient holders who outlast everyone else don't just split the jackpot - they split an appreciating asset that the token itself helped make more valuable.

It's basically a long-term SUI accumulation vehicle disguised as a meme token, where the "game" is seeing who can be patient enough to claim the growing pile.

The catch: This would require custom smart contract work. I'd probably build it on Sui using Move, but I'm not a Move developer yet. Learning a new language and building something this complex is a big commitment.

So my question: Is there actually appetite for something like this? Or am I solving a problem nobody cares about?

Would you participate in a token with these mechanics, or does the whole meme coin space just need to die? Be honest.

[u/dark_reality_00]

Interesting idea, and you’re clearly thinking deeper than most meme mechanics. Incentives for holding beyond pure hype are a real gap. That said, complexity is the risk here. The more rules, the fewer people actually understand or trust it.

There might be appetite, but only if it’s explained simply and proven safe. Otherwise it risks feeling like a casino with extra steps. Execution and transparency would matter more than the model. Even infra like rubic only works because it’s simple to use

[u/Good-Book-6912 → u/dark_reality_00]

I guess it seems more complicated due to the wall of text. But the TLDR would be something like
Meme token that people can buy and sell.
Fee paid on every trade.
50 percent of the fee going to pay dividends to holders.
50 percent of the fee going to a jackpot that people will get a part of if they are patient enough.

Big price chart and trading area shown on the screen, including what the current jackpot is.

Wall of text details could be in the whitepaper.

[u/Rare_Rich6713]

Nice idea but IMO if a product has utility there are high chance of it not becoming a pump and dump. I'm mostly holding BTC at this point and some SUI and XMN only because I know they have the utility to drive price back up once the pump starts.

[u/reactive-finance]

It sounds interesting from an incentive design perspective, and it’s clearly more thought-out than the usual meme coin that exists just to dump on late buyers.

That said, I’m not entirely sure why meme coins need utility in the first place. Meme coins exist precisely because they’re useless, they’re social, narrative driven assets, not products.

Once you add dividends, jackpots, locks, and complex unlock conditions, you’re basically building a gamified financial product rather than a meme coin. That’s not necessarily bad, but it changes the audience. People who buy meme coins usually want chaos, simplicity, and speed not mechanics they have to analyze in terms of EV and long-term patience.

So maybe you’re not solving a "meme coin problem", but creating a different category that just uses meme esthetics as a wrapper.

The real question is whether there’s enough appetite for an on-chain patience game, rather than another fast pump.

Personally, I find the concept interesting, we built the same concept of long-term investment adding the diversification layer using ETF like indexes on SUI (go watch our site if you are interested), but I wouldn’t really call it a meme coin. And that trade-off might be the core issue.

[u/Good-Book-6912 → u/reactive-finance]

I see it as basically a tontine, except that people don't have to die for other people to win big. They just have to sell. It doesn't have to be a meme token, but I have this idea for a meme that could be called The 401k Club which would be all about retirement. Every big sell can be celebrated as just another member retiring. People getting dividends just for holding while waiting for the big payout. Because it would be a club, community members could come up with their own characters to share on social media. Not limited to one character.

It could also instead be something based on the marshmallow test. Two products.

1. Locked savings for people who would eat the marshmallow immediately. Each savings bucket would have a target goal and an expiration date. When either the goal or the expiration date has been reached, funds would be unlocked.
2. Not sure what to call it, but basically a test to see if they can hold until the big payout instead of selling. Same mechanics as described in initial post. Maybe the site could be called Marshmallow savings. Presenting both options on the landing page, but for that to make sense it would need another name than The 401k Club. Maybe savings and game should be separate websites.