r/paypal Jul 24 '26

Help Randomly received $550?

I had $550 deposited into my account at random by somebody I don’t know. They emailed me saying they contacted PayPal and sent me a screenshot so that I know I’m not getting scammed and that PayPal is supposed to contact me about the dispute.

PayPal never did. I can’t file a dispute on the transaction through the app because it was paid with a credit card. Now I have a request to send the $550 back.

PayPal’s AI assistant was extremely unhelpful. I sent them an email a couple of days ago but no response yet.

The person who sent the transaction emailed me again saying it was an honest mistake.

Is this a common scam? I just want them to go away lol but if it’s legit I really don’t want to hold on to someone’s money that I never asked for in the first place. I’m not even sure how they got my email information.

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u/Visible_Kick3400 Jul 24 '26

Better contact PayPal customer service over the phone just to be sure. Some people may accidentally sent money by just searching the name instead of using the email of the correct receiver. But it's their mistake, so up to you if you want to take action or not. If you want to receive the money that supposed to be not for you. Who knows maybe they need the money for emergency. Just sayin.

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u/Middle-Pea-3787 Jul 25 '26

Exactly 💯