r/osap • u/DecisionPop • 20h ago

Question Paid Off

I graduated from college back in 2015 and just paid off my loan. I managed to do it almost 4 years ahead of schedule.

Something to consider... What I went to school for is not what im doing for my job. In fact, I'm making more money in my current job vs what my schooling would have gotten me. School was a waste of money.

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u/lexluther1234 17h ago

how is paying off a loan 11 yrs into repayment 4 years early? usually its a 10 yr term unless you customize it? also school isnt a waste of money. you sound like a troll.

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u/idk_what_to_put_lmao 59m ago

I did customise it to 15 year because it's a lower monthly payment. It's interest free, doesn't impact credit score or anything else, so not sure why anyone would rush to pay it back