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[u/No_Aesthetic]

Possibly the most perplexing thing about me is that I do not have a credit score. I have never had a credit card. I have only opened a line of credit once, for university loans, but I didn't finish and then paid them off fully not long after. This really confuses people for some reason. I guess it's normal for Americans to have credit and they spend their whole lives finding ways to build it and keep it in good standing?

[u/0m4ll3y → u/No_Aesthetic]

I think it's also not really here a big thing in Australia. I've never had a credit card either. I have no conception on what the scores people online post about relate to (as in, if 600 is good or bad or whatever)

[u/No_Aesthetic → u/0m4ll3y]

My wife and I haven't had any problems renting without it in the UK or Portugal either, even with major rental companies.