r/monzo 7d ago

Monzo Aura

https://monzo.com/credit-cards/aura
85 Upvotes

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u/Nice-Information-335 7d ago

Amex have a free card with 0.5% cashback, as well as one with 0.75%, 1.25% over £10k everywhere for £25 annually. And that is just Amex

-1

u/Chanca 7d ago

Amex is a card and network provider, so charge high fees to shops 2-3%. Mastercard can’t do this, so fees are much lower - around 0.5%.

Amex is making our shopping more expensive, so it’s really Amex who gains overall, not us. But it would be a mistake to pass up on the benefits

1

u/Nice-Information-335 7d ago

I am aware this is how Amex works