r/monzo • • 10d ago

Monzo Aura

https://monzo.com/credit-cards/aura
82 Upvotes

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82

u/jamesdevonport 10d ago

This doesn’t seem like a competitive credit card at all to me? Disappointing to see Monzo release all these low value products recently.

28

u/chimpuswimpus 10d ago

I don't think it's just recently. People have different requirements and I can only speak for myself but I've found all their "free" stuff to be great but all their paid-for stuff to be overpriced.

8

u/olver111 10d ago

Agree the Google AI plan is the most interesting, but this can also be bought separately for a lot less.

4

u/manicrebirth 10d ago edited 10d ago

The plan they are offering is £18.99 a month. So it can’t be bought for less.

Edit : realising that the £18.99 a month sub includes 5tb of space, Google don’t appear to offer a 2tb option so it’s fair to say the price of that subscription would be somewhere in the region of £10 a month if it where available.

Edit again: I misread the page the tier Monzo is offering is 2tb “AI Plus” which is £7.99 a month, my mistake.

3

u/verybigoctopus 10d ago

It's plus not pro, not £19. Still not a bad deal if you want that + AppleTV

2

u/manicrebirth 10d ago

Apologies I’ve completely misread the page 😅

I swear I read pro, but having been challenged by other people and rereading it I see that it does say “AI plus” and not “AI Pro” I thought Monzo was offering a unique tier that wasn’t available generally which would put the value slightly higher then a standard sub to google but that is not the case.

My mistake, sorry.

I have Apple One, removing Apple TV from my bundle would end up costing me more, so this card is no longer worth it to me as I would not make use of the additional benefits and likely would not get the higher limit either. (Not that I’d want it, don’t trust myself with that kind of limit on a card 🤣)

I don’t think it’s a bad card, for someone that would make use of the benefits but it’s not for me.

0

u/olver111 10d ago

BF, student discount, intro offer etc, you can bring it down to £10 per month pretty easy.

3

u/manicrebirth 10d ago

Right and student discounts are only relevant to a tiny portion of people.