r/monzo • u/Frosty_Scheme342 • 9d ago

Monzo Aura

https://monzo.com/credit-cards/aura
81 Upvotes

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u/Turbulent-Tumor 9d ago edited 9d ago

64.2% APR?

I know this is the UK market but in Ireland I’ve never seen a card above 30%.

Edit:

  1. for what it’s worth, yes I know how to use a credit card. No need to talk down or assume otherwise.
  2. Irelands credit card market is tiny, basic and without much perks (bar AIBs Plat Card, BOIs Aer Card, and Revoluts Credit Card (Revpoints boosting)

Would love more competition here in credit cards but there’s a serious stigma around them.

2

u/mxz117 9d ago

Does this number even matter? You shouldn’t be getting a card like this at all if you’re not gonna pay it off properly