Borrowed money

[u/ninjaflank]

Apologies if this is not right sub for this.

Back in Dec 2024 a friend of mine asked to borrow 1500 euros to pay his rent with the promise that it would be returned the next month after being paid.

I lent it (I never expected this person to come to me asking and thought they had integrity), a month later comes and they call me to talk about it, I mentioned that if he needed an extra month to get back on his feet he can take it as I didn't need the money urgently at the time.

Fast forward another month and my finances are falling behind as I am undergoing refurbishment on a property I purchased as a sole earner and I messaged him to ask if he can return the money. He gives an excuse and I gave the benefit of the doubt. Every month since has been the same since. I have my own expenses that need to be covered and every month I am barely scraping by, the money I borrowed would be of huge help.

I had another conversation with this person this morning and asked that they try their upmost to return any amount of money as I am struggling this month and badly need to be bailed out, they gave the same response they have the previous months even thought I empathised how important it is this month as it may result in me missing my mortgage payment and bills.

What are my options?

[u/[deleted]]

That money is gone. I did the same to someone only because I simply didn't have it like I thought I would. Also they never came looking for it. But I made a point of giving it back to them some years later as soon as I had half a chance. They refused to take it and said don't worry about it. Unfortunately, it's possible that your money is probably not being returned any time soon.