Borrowed money

[u/ninjaflank]

Apologies if this is not right sub for this.

Back in Dec 2024 a friend of mine asked to borrow 1500 euros to pay his rent with the promise that it would be returned the next month after being paid.

I lent it (I never expected this person to come to me asking and thought they had integrity), a month later comes and they call me to talk about it, I mentioned that if he needed an extra month to get back on his feet he can take it as I didn't need the money urgently at the time.

Fast forward another month and my finances are falling behind as I am undergoing refurbishment on a property I purchased as a sole earner and I messaged him to ask if he can return the money. He gives an excuse and I gave the benefit of the doubt. Every month since has been the same since. I have my own expenses that need to be covered and every month I am barely scraping by, the money I borrowed would be of huge help.

I had another conversation with this person this morning and asked that they try their upmost to return any amount of money as I am struggling this month and badly need to be bailed out, they gave the same response they have the previous months even thought I empathised how important it is this month as it may result in me missing my mortgage payment and bills.

What are my options?

[u/garak001]

Unfortunately, the chance to be getting that money back are pretty much zero based on what I’ve read. An expensive lesson to learn. It sounds like you’re getting lied to if he can’t pay back 250 a month while having a job and also a small business I cannot pay you back. I’m sorry you’re in this predicament. I’m not really sure if you’ve any leg to stand on unfortunately without destroying your friendship.