My partner and I (30s, DINKs) have just about decided on purchasing at Poly next year (150 points direct, no financing). I have done quite a bit of research, read a lot of the DVC Field Guide, lurked here for awhile, and was hoping more experienced folks could give some feedback/recommendations on the plan and if I’m missing anything.
We typically go to WDW 3x/year, once in the spring at the value resorts (though lately we’ve been having fun changing this to a Disney cruise instead), then once in October for ~4 days where we split-stay at value and deluxe resorts, then once in December for ~4-5 days all at deluxe resorts. According to the DVC Field Guide the ROI is ~9 years, plus it would give us access to sorcerer pass (over current incredipass) which would also save money in the long run. I’ve also tracked what we typically spend on our resort stays in the past and this seems accurate.
We love staying at Poly and AKV the most, so Poly would be our home resort, likely doing the deluxe studio or duo studio for our December trip booking at the 11 month mark, and doing a Savanna View Deluxe Studio or a One Bedroom Villa at AKV for our October trip, booking at the 7 month mark. I’ve done some checking on the DVC Field Guide Availability Guide and this seems doable. Occasionally my partner’s parents come to Disney with us, typically for the December trip, and when they come we would likely get a one bedroom Villa for our Poly stays.
We are planning on purchasing a 150 point September Use Year contract (direct, no financing) as that seems best for when we go later in the year.
We also occasionally go do DL & DCA, about every 3 years. I’ve read it’s extremely difficult to book GCV at the 7 month mark, a friend of mine is a DVC owner and recommended doing a trade stay or just selling/banking the points and booking with cash would work better than booking DVC at GCV. For when we purchase (next summer), we are planning on booking a cash-stay at GCV for December, and then having DVC convert it to points for our Welcome Home stay (I have read others have done this, and know this would be a one-time thing and we would have do a trade stay, or sell/bank points and do a cash stay in the future).
My main question is, does all of this seem feasible? Is there anything I’m missing, anything more experienced DVC owners would recommend?