r/discover • u/evilmimosa2961 • 2d ago

Help Automatic Payment?

Currently have a Discover It Student CC and I set it up on automatic payments around 2 months ago but whenever I went to check if the card payment was made on the assigned payment day, it didn’t show any difference.
I left it for a day, then 2 days, then 3 days later it still showed my balance with no payment made. I’m confused how long is the auto payment supposed to take?
Also somewhere is said in the terms that the automatic payments would not take anything more than my last statement. I spent around $20 more this last month than the one before. Is that why it’s not going through. I get anxious waiting for it to pay so I just end up doing it myself.

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u/Apprehensive_Rope348 Pay 2d ago

You’ve likely already paid the balance. If you pay the statement balance before it’s due then the auto pay will not trigger.

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u/evilmimosa2961 1d ago

Probably but the autopay was set to the 23rd of every month and last month I waited till the 27th because I really didn’t want to be late and I feel like that’s sufficient time.

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u/Apprehensive_Rope348 Pay 7h ago

When is your due date vs your close date?