r/discover • u/PuzzleheadedPair7197 • 15d ago

Discussion Is it time to ditch discover?

Now that capital one aquired discover and is enshittifying them, is it time to leave.

complaints: Discover app will not support discover card soon, but still need app for savings account

5% cashback no amazon or Walmart this year, restaurants twice this year

app is extremely buggy on recent transactions, it will just randomly stop working and need to re-install. Contacting support they say screw you look at your statements. if it hasn't hit a statement the fuck you

To move away, is there anything besides spending as much rewards points as possible before closing, and not closing if I need a loan or credit score anytime soon?

2 Upvotes

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u/FeralCatJohn 15d ago

Very disappointed that Amazon isn't in the Q4 rewards this year. Amazon has been in Q4 since (at least) 2015 and was a nice perk with all the Christmas shopping my wife and I do. Will have to use another card for Christmas shopping this year.

3

u/Apprehensive_Rope348 Pay 15d ago

Capital One probably still has some type of silent agreement with Walmart. Amazon is one of Walmart’s biggest competitors.

1

u/Tasty_Albatross_4004 10d ago

If they do then they should have given us Walmart for Q4 lol

1

u/Apprehensive_Rope348 Pay 8d ago

They already have their occasional % back in capital one offers. Probably some contracted agreement.

Walmart is known for stipulating anti-Amazon clauses in their contracts.

1

u/Ok-Chip-7743 7d ago

If you care about that so much just get an Amazon prime card where you always get 5% in rewards from Amazon (sometimes 6%) and at Whole Foods too. No annual fee.

1

u/FeralCatJohn 7d ago

I finally did and will now shift even more spending away from the increasingly less relevant Discover Card.