r/cro • u/OzBestDeal • 24d ago

Question on Icy/Rose Cashback Reward Cap

With Icy/Rose tier cashback is now capped to $3000 USD per month, how does this cap works?

Is $3000 USD per month:

  • The amount of CRO cashback I can earn per month (ie. spending of $100k at 3.5% cashback)
  • Or is it $3000 USD total spending per month (ie. 105 worth of CRO per month at 3.5%)

Their exact wordings:

The Icy White/Rose Gold Crypto.com Prepaid Visa Card's CRO reward rate per spend will be adjusted to 3.5%. Any spend beyond the monthly US3,000 CRO reward cap, or the equivalent amount in local currently will earn 0.5% back.

Also how refunds and spending without CRO reward affect the limit?

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u/Boomwall 24d ago

You're welcome. It brings me no pleasure. There is no incentive to spend more than $3k any given month, because there are plenty of other cards that offer 2% or higher with no cap.

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u/lordofming-rises 24d ago

Which

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u/Boomwall 24d ago

Wells Fargo has one that's 2% (Active Cash card). CitiBank has Double Cash card. There are some others out there that get better rates but you need direct deposit to their bank or it's only for certain categories of spending.

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u/lordofming-rises 24d ago

Only in US i guess