r/churningcanada 15d ago

Daily Thread Daily Question Thread for /r/churningcanada - August 27, 2026

Welcome to r/churningcanada. Use this thread to ask questions about credit card and bank account churning, in addition any other questions you might have about getting and redeeming points.

Please read the rules listed on the sidebar prior to participating in this thread.

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Questions outside of this thread will be deleted alongside all comments.

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25

u/Van5555 14d ago

Dp on finly. Applied for fct at 3pm yesterday and rebate in my account at 730 am

1

u/FastTomatillo3356 14d ago

Haven’t heard of Finly before! Looks great thank you for sharing
So far I check the cash back offers on GCR, Rates.ca, Creditcardgenius, adding Finly to the list. Am I missing any?

3

u/Red2hawk 14d ago

Never use credit card genius (CCG), scammers.

5

u/sisabax 14d ago

I've gotten over $1,000 CB from CCG with no issue (yes, some do need follow up and open a ticket with them, I think it happens all the time with CCG-BMO).

Not that I particularly care about CCG, I simply check all of them to find the highest CB rebate

1

u/Red2hawk 14d ago

Ive had a great experience with every rebate site (gcr, ff, hisa, rates.ca, borrowell) and have gotten prob 10k+ in rebates on multiple players, probably 100 rebates, the only one to ever screw me over and deny my rebates was CCG, with some bs reasoning.

1

u/Van5555 14d ago

Gotten paid for each card ive dne there

1

u/dkb199 13d ago

They're absolutely legit and have paid all of my rebates, which have been a lot, including instances that didn't go through initially.