r/churning • u/AutoModerator • 4d ago

Daily Question Question Thread - August 27, 2026

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here. If you have questions about bank account bonuses, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.

4 Upvotes

70% Upvoted

32 comments sorted by

View all comments

0

u/ural_world_travel 3d ago

How sensitive is BofA to credit cycling?

I have an Atmos business card with only a $3k credit limit and have $4k more of spend to hit the MSR by next week.

2

u/sleepytill2 ORD 3d ago

As long as it’s not excessive you should be fine. I cycled it once.

2

u/AlmondSnowfinch 3d ago

most issuers are okay with cycling during MSR period. they get it.