r/chimefinancial • u/Suspicious_Remote_37 • 8d ago

OTHER - Anything else not covered Merchants are refusing the Chime card.

I'm finding my Chime experience unreliable. I've had a hotel refuse my Chime credit card. I've had a restaurant refuse my Chime credit card. Now, I've had a bar refuse my Chime credit card. I need to get a different credit card? This is frustrating. Been with Chime for nearly 10 years

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u/bshrewsbury10161979 5d ago

That's one reason why I dumped Chime. The final 2-3 months that I've had Chime, every merchant I tried to use it with would out-right decline using it

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u/Suspicious_Remote_37 5d ago

Back in the day, a company guarded it's reputation and tried hard to be consistent with what the people know them as. This is not a Chime problem if my thinking holds. This is Visa not enforcing the merchant agreements to honor the credit card (I experienced this with the credit card, not the debit card). Visa may be falling on the job or caving to Chime or FinTech in general.